Chip card

A first chip card for use in a telecommunications terminal which is connected in a telecommunications network, comprising:

• means for exchanging signaling and data with the telecommunications network at the telecommunications terminal, said means for exchanging signaling and data directly exchanging data between the telecommunications network and the first chip card;
• a signaling and data processor for processing the signaling and data exchanged with the telecommunications network;
• a signaling and data memory for storing signaling and data received from the telecommunications network and for storing signaling and data processed by said signaling and data processor;
• a telecommunications protocol processor for processing multiple telecommunications protocols including both telecommunications protocols for radios and telecommunications protocols for wired communications;
• wherein when said first chip card is inserted in the telecommunications terminal, the functionality of the telecommunications terminal is solely determined by the first chip card;
• wherein a plurality of chip cards may be inserted in the telecommunications terminal, and wherein said first chip card further comprises checking means for checking whether at least one further chip card is inserted in the telecommunications terminal;
• and
• wherein said means for exchanging signaling and data exchanges signaling and data between said first chip card and at least one like chip card or at least two different chip cards in the telecommunications terminal.