Insurance computation display

An apparatus for illustrating a life insurance needs computational presentation comprising

• a. a computer including a memory and a processor,
• b. a video-style screen operatively connected to said computer for displaying data in numbers quantifying estate tax obligations of a proposed insured's estate to a viewer and obtaining data to be displayed from said computer,
• c. a data input device operatively connected to said computer for inputting data concerning the proposed insured's estate to said computer and including an alpha-numeric keyboard,
• d. said computer memory including
• 1) a first routine operable by said processor to respond to an input on said data input device
• a) to receive estate data from said data input device,
• b) to act on said estate data in a computational fashion,
• c) to show the result of said computation on said video-style screen, and
• d) as steps of the computation proceed to store data in said memory that includes a computational step number, a value, a description identifier, an operator, a first operand and a second operand and in which the data stored for an operand is a computational step number of another step, and
• 2) a second routine that responds to an input from said data input device to display on said screen a derivation of a computational result shown on said screen by
• a) using the stored data from which the computational result is directly calculated as a starting point,
• b) linking the steps of the derivation of the computational result by using computational step numbers stored as operands to point to other steps in a derivation to be displayed,
• c) continuing recursively to discern derivation steps for display until the operands are not derived, and
• d) displaying the steps of the derivation in order by displaying data stored about each step by the first routine.

A method of illustrating a life insurance needs computational presentation comprising

• a. providing a computer including a memory and a processor, a video-style screen operatively connected to the computer and a data input device operatively connected to the computer,
• b. inputting data concerning a proposed insured's estate to the computer,
• c. acting on the estate data in a computational fashion,
• d. storing data in the memory that includes a computational step number, a value, a description identifier, an operator, a first operand and a second operand and in which the data stored for an operand is a computational step number of another step,
• e. displaying data in numbers quantifying estate tax obligations of the proposed insured's estate to a viewer on the video-style screen,
• f. making an input to the computer indicating a command to show a computational derivation of a number displayed on the video-style screen and
• g. responding to the command by
• a) using the stored data from which the displayed number is directly calculated as a starting point,
• b) linking the steps of the derivation of the computational result by using computational step numbers stored as operands to point to other steps in a derivation to be displayed,
• c) continuing recursively to discern derivation steps for display until the operands are not derived, and
• d) displaying the steps of the derivation in order by displaying data stored about steps leading to the displayed number.

An apparatus for illustrating a computational presentation comprising

• a computer including a memory and a processor,
• a video-style screen operatively connected to said computer for displaying data in numbers to a viewer and obtaining data to be displayed from said computer,
• a data input device operatively connected to said computer for inputting data to said computer,
• said computer memory including
• a first routine operable by said processor to respond to an input on said data input device to operate said computer to receive data from said data input device and to act on said data in a computational fashion and to show the result of said computation on said video-style screen and
• a second routine operable by said processor to respond to an input from said data input device to display on said screen a derivation of a computational result shown on said screen together with the computational result.

An apparatus for illustrating a computational presentation comprising

• a. a computer including a memory and a processor,
• b. a video-style screen operatively connected to said computer for displaying data in numbers to a viewer and obtaining data to be displayed from said computer,
• c. a data input device operatively connected to said computer for inputting data to said computer and including an alpha-numeric keyboard,
• d. said computer memory including
• 1) a first routine that operates said computer to respond to an input on said data input device
• a) to receive data from said data input device,
• b) to act on said data in a computational fashion,
• c) to show the result of said computation on said video-style screen, and
• d) as steps of the computation proceed to store data in said memory that includes a computational step number, a value, a description identifier, an operator, a first operand and a second operand and in which the data stored for an operand is a computational step number of another step, and
• 2) a second routine that responds to an input from said data input device to display on said screen a derivation of a computational result shown on said screen by
• a) using the stored data from which the computational result is directly calculated as starting point,
• b) linking the steps of the derivation of the computational result by using computational step numbers stored as operands to point to other steps in a derivation to be displayed,
• c) continuing recursively to discern derivation steps for display until the operands are not derived, and
• d) displaying the steps of the derivation in order by displaying the data stored about each step by the first routine.

A method of illustrating a computational presentation comprising

• a. providing a computer including a memory and a processor, a video-style screen operatively connected to the computer and a data input device operatively connected to the computer,
• b. inputting data to the computer,
• c. acting on the data in a computational fashion,
• d. storing data in the memory that includes a computational step number, a value, a description identifier, an operator, a first operand and a second operand and in which the data stored for an operand is a computational step number of another step,
• e. displaying data in numbers to a viewer of the video-style screen,
• f. making an input to the computer indicating a command to show a computational derivation of a number displayed on the video-style screen and
• g. responding to the command by
• a) using the stored data from which the displayed number is directly calculated as a starting point,
• b) linking the steps of the derivation of the computational result by using computational step numbers stored as operands to point to other steps in a derivation to be displayed,
• c) continuing recursively to discern derivation steps for display until the operands are not derived, and
• d) displaying the steps of the derivation in order by displaying data stored about steps leading to the displayed number.