Notebook insert with holepunch

A notebook insert, comprising:

• (a) a housing comprising a first rigid substantially flat plate having a first set of a plurality of spaced holes formed therethrough a first side thereof, said first set of holes being adapted for engagement with the rings of a ringed notebook, said housing further having a second set of a plurality of spaced holes formed therethrough a second side thereof;
• said housing further including an opening in a central portion thereof;
• and
• a plurality of spaced hinges, said hinges being located on a side edge of said central portion defined by said opening;
• and
• (b) a second rigid plate having a first side hingedly connected via said spaced hinges to said first rigid plate, said second plate having a shape substantially matching the shape of said central opening so when said second rigid plate is in a stowed position it may be supported within said central opening, said second plate including spaced projections formed on an upper surface thereof, said projections being so sized and spaced to align with said second set of spaced holes in said first plate when said second plate is rotated away from said stowed position so as to provide a holepunching capability when paper is inserted between said first plate and said second plate, wherein said holepunch capability may be utilized without a need for removing the notebook insert from a binder it may be attached to.