A method that provides a first user having a registered remote phone number for call-back for remote accessing of a host computer system capability to authorize remote accessing of a host computer system by a second user, said method providing the second user remote access to the host computer system from a remote location, said method comprising the steps of:
- using by the first remote user a remotely located computer having an attached modem to connect to the host computer system by way of a modem connected thereto;
- logging on the host computer system by the first remote user by passing an authentication check by entering a user ID and password when requested by the host computer system;
- after passing the authentication check by entering the correct user ID and password, inputting by the first remote user a phone number of a second remote user for call-back;
- receiving questions sent by the host computer system using a distributed user authentication protocol which requires the first remote user to answer these questions by providing correct answers, incorrect answers, or no answers in a predetermined manner;
- providing the appropriate answers to said questions;
- after providing the appropriate answers to the questions posed by the distributed user authentication protocol, the host computer system breaks the telephone connection and dials the phone number of the second remote user;
- and
- logging on the host computer system by the second user by passing an authentication check.