Bandanna-type article of wearing apparel

A bandanna-type article of wearing apparel comprising:

• a) an integral piece of fabric having:
• 1) a forward panel of substantially triangular shape having front and rear surfaces, convergent side edges that meet in a downwardly directed apex, and a substantially straight base edge having opposed extremities from which short angled edges extend downwardly to meet said side edges to form lateral apices, said base edge disposed opposite said downwardly directed apex in a manner causing said forward panel to have a line of symmetry that intersects said downwardly directed apex and perpendicularly bisects said base edge,
• 2) a back panel disposed upon the rear surface of said forward panel adjacent said base edge and formed as a continuous integral extension of said forward panel by virtue of the rearward folding of said piece of fabric, said back panel being disposed in parallel relationship to said forward panel and defining therewith a pocket region, and
• 3) elongated tying ears outwardly emergent from said lateral apices as continuous integral extensions of said forward panel and formed by the gathering and sewing of said piece of fabric, and
• b) a sheet of compliant thermally insulative material disposed within said pocket region and elongated upon a center axis parallel to said base edge and intersecting said lateral apices.