US 4,988,849 AGranted

Financial transaction system

AssigneeHitachi, Ltd.

InventorsShigeru Sasaki, Masataka Kawauchi, Yasunori Hamada

Life of this patent

Estimating the term…

Loading patent…

Abstract

A transaction processing system which includes apparatus for accepting a precontract including the amount of payment/deposit and delivery time of payment/deposit, cash counting apparatus for counting cash, a payment/deposit processing apparatus to be manipulated by the user at the time of payment/deposit on the basis of the user's precontact, delivery apparatus for delivering a medium such as cash and bonds precontracted by the user, transfer apparatus for transferring the medium for the payment/deposit precontract between the cash counting apparatus and the delivery apparatus, and control apparatus for activating the system on the basis of the precontract data of the user. A payment/deposit precontract from a user is accepted via a public telephone line or a data communication network, a medium delivered to the delivery apparatus is prepared in view of other payment precontracts and the time of the visit of the user to the transaction processing system.

Claims6

Dependent claims

A transaction processing system comprising:

first means for receiving precontract data relating to a precontract of a financial transaction, said precontract data being transmitted from a customer and including at least a time schedule when the customer intends to carry out the precontract and information relating to the customer and the transaction, judging whether the precontract is allowable and registering the precontract data when it is judged that the precontract is allowable;
second means for permitting a customer to input data including at least information identifying the customer;
means including a plurality of delivering/receiving units, each adapted for delivering to or receiving from any customer medium of the financial transaction;
third means for comparing the precontract data registered in said first means with the data inputted by the customer through said second means when said data is inputted at a time corresponding to said schedule time, and selecting one of said delivering/receiving units when said inputted data agrees with said precontract data so that the customer is allowed to use said one delivering/receiving unit for delivering to or receiving from the customer the medium of the financial transaction based on the precontract.

1 more element

Dependencies are inferred from the claim text.