Line-of-credit processing method and apparatus, and computer device and computer program product
AssigneeShenzhen Tcl New Technology Co., Ltd.
InventorChen DONG
Life of this patent
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Abstract
Provided is a line-of-credit processing method. The method comprises: acquiring biological feature information of an object; performing identity recognition according to the biological feature information, so as to obtain identity information; according to the identity information, extracting an initial line-of-credit of the object for a device (S203); according to the identity information, acquiring historical consumption data of the object for the device (S204); and performing fusion processing on the historical consumption data and the initial line-of-credit, so as to generate a line-of-credit for the object (S205). Therefore, the generation efficiency and the generation accuracy of a line-of-credit are improved.
Claims21
A credit-limit processing method, comprising:
- obtaining a biometric information of an object for which a credit limit is to be generated by a device;
- performing an identity recognition on the object based on the biometric information to obtain an identity information of the object;
- extracting an initial credit limit of the object for the device based on the identity information;
- obtaining a historical consumption data of the object for the device based on the identity information;
- and
- performing a fusion processing on the historical consumption data and the initial credit limit to generate the credit limit of the object.
A credit-limit processing apparatus, comprising:
- a first obtaining unit configured to obtain a biometric information of an object for which a credit limit is to be generated by a device;
- an identification unit configured to perform an identity recognition on the object based on the biometric information to obtain an identity information of the object;
- an extraction unit configured to extract an initial credit limit of the object for the device based on the identity information;
- a second obtaining unit configured to obtain a historical consumption data of the object for the device based on the identity information;
- and
- a fusion unit configured to perform a fusion processing on the historical consumption data and the initial credit limit to generate the credit limit of the object.
A computer device, comprising a memory and a processor;
- wherein the memory stores a computer program, and the processor is configured to run the computer program stored in the memory to execute
- a credit-limit processing method, comprising:
- obtaining a biometric information of an object for which a credit limit is to be generated by a device;
- performing an identity recognition on the object based on the biometric information to obtain an identity information of the object;
- extracting an initial credit limit of the object for the device based on the identity information;
- obtaining a historical consumption data of the object for the device based on the identity information;
- and
- performing a fusion processing on the historical consumption data and the initial credit limit to generate the credit limit of the object.
19-20. (canceled)
Dependencies are inferred from the claim text.