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AssigneeChime Financial, Inc.
InventorsYufan Qiu, Wei Xu, Zheng Sun, Stephen Yan, Jingwei Yang, Lei Pei, Andrew Ratcliffe, Luyen Le
Estimating the term…
The present disclosure relates to methods, systems, and non-transitory computer-readable media for determining a value-based threshold for generating digital content to surface to user accounts. In particular, the disclosed systems utilize a zero-day model to extract zero-day features from a plurality of data sources associated with a user account within an inter-network facilitation system. From the zero-day features, the disclosed systems may determine or derive destination-specific identifiers specific to one or more matching systems. The disclosed systems can also generate a zero-day score by utilizing the zero-day model to process the destination-specific identifiers. In some embodiments, the zero-day score indicates a likelihood of the user account establishing a direct-asset-transfer account within the inter-network facilitation system. Based on the zero-day score, the disclosed systems may determine a value-based asset threshold for generating digital content to surface to one or more user accounts (e.g., at the one or more matching systems).
A computer-implemented method comprising:
A system comprising:
A non-transitory computer-readable medium storing instructions that, when executed by at least one processor, cause a computing device to:
Dependencies are inferred from the claim text.