Time shifting systems and methods for proportional yield distribution for tokenized investment products

A blockchain-based system for proportional yield distribution on a network comprising one or more cryptographically-signed blocks, the system comprising:

• a software application, the application operating on a mobile computer device or on a computer device, in communication with:
• (a) an investor;
• or (b) a fund administrator, fund accountant or fund advisor or an employee, contractor, or agent of the fund administrator, fund accountant, or fund advisor, the application is configured to receive:
• securities data from the fund administrator, fund accountant or fund advisor or an employee, contractor, or agent of the fund administrator, fund accountant, or fund advisor, wherein the data includes:
• an investor identifier associated with the investor,
• investor balance data, wherein the data includes the number of shares or tokens held by the investor during a designated time interval,
• a closing market identifier associated with a current market closing time, or a transfer identifier associated with a time immediately before the investor transfers or receives shares or tokens, and
• a prior closing market identifier associated with a prior market closing time,
• wherein the investor identifier, investor balance data, closing market identifier, transfer identifier, and the prior closing market identifier define a unique balance snapshot, and
• a compound yield rate over the designated time interval previously uploaded by the fund administrator, fund accountant or fund advisor or an employee, contractor, or agent of the fund administrator, fund accountant, or fund advisor, and
• a list of blockchains previously associated with the investor identifier;
• a processor in communication through the wired and/or wireless communication network with the software application, the processor is configured to:
• identify time segments during which the investor holds shares or tokens, wherein each time segment is defined by a snapshot of the investor's balance prior to and following any asset transfer;
• calculate an adjusted balance for the investor by determining the weighted sum of the investor's holdings of shares or tokens across all time segments;
• receive the compounded yield rate and de-compounding the yield rate into snapshot rates, wherein each snapshot rate corresponds to a specific balance snapshot;
• schedule dividend payments for the investor by applying the snapshot rate to the unique balance snapshot for each balance snapshot and ensuring the dividend distribution accurately reflects ownership intervals,
• wherein, the software application is further configured to receive additional data and upon the receipt of additional data by the software application, the processor is further configured to query the list of blockchains to determine if the investor identifier in the additional data is associated with the an investor identifier on a prior blockchain and when the processor determines that the an investor identifier in the additional data is associated with a prior blockchain the processor is configured to generate and transmit to the prior blockchain an update hash containing an updated timestamp, and updated investor balance data, and
• wherein, the processor is further configured to monitor the investor balance data on either the new blockchain or the prior blockchain and when the investor balance data changes the processor is further configured to amend the scheduled dividend payments to incorporate the change to the investor balance data in real time.