US 2026/0253050 A1 · Transactional Framework for Resource Location, Management and Sharing

Abstract

The present invention is a computerized system model allowing users to publicize, share, and transact various resources with third parties. The resources are located in external remote servers and systems and are not under the custody of the system. In the system, users may assign unique identifiers belonging to them (e.g. email addresses, social security, social media handles, and phone numbers) to facilitate being found by third parties. The invention provides standardized mechanisms for locating users, data querying and retrieval, access authorization, transaction performing, event notification, etc. The result is a robust framework with a wide range of practical applications. The document also describes a reference implementation of a conceptual model, which handles payments and transactions involving crypto-assets like Bitcoin.

Claims8

Dependent claims

A unified resource transaction system and framework to facilitate transactions between users (user-to-user) and external parties (user-to-external party) comprising:

at least one server computer, said at least one server computer hosting an account management environment to a network which is accessible to users;
and
wherein the account management environment is disposed in communication with sources of the users, facilitating transactional access to resources of said sources of the users.

A method of enacting secured resource transactions between users and between users and external parties, the method comprising:

connecting at least one server computer to a network;
the at least one server computer hosting an account management environment which is accessible to users of the account management environment;
the account management environment prompting users to create a nick;
wherein a nick is a unique user identifier;
users each selecting at least one nick via the account management environment;
the account management environment storing the nicks in a database in communication with the at least one server computer;
the account management environment verifying the selected nick(s) of each user via at least one authentication scheme;
the account management environment assigning a UID to each user which is immutable;
the account management environment prompting the user(s) to provide information pertaining to sources of their resources;
the user(s) disclosing the location and type of their source(s), each containing resources;
and
the account management environment assigning each disclosed source of the user to their verified nick.

9 more elements

Dependencies are inferred from the claim text.

Facts

Application

19/159,372Filed 23 Feb 2024

Priority

23 Feb 2023

Published

27 Aug 2026

Term ends

Not estimatedThe source records don’t support an estimate.

Classification8 codes

G06Q 20/065
Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme: using e-cash
G06Q 20/0855
Involving remote charge determination or related payment systems: involving a third party
G06F 21/31
Authentication, i.e. establishing the identity or authorisation of security principals: user authentication
G06Q 20/36
Characterised by the use of specific devices or networks: using electronic wallets or electronic money safes

Transactional Framework for Resource Location, Management and Sharing

Life of this patent

Transactional Framework for Resource Location, Management and Sharing

Life of this patent

Abstract

Claims8