Computer framework for digital wallet interoperatbility

A method comprising:

• receiving, by a computer system and via a first application that is associated with a first transaction processor and executed on a device, a discovery request for a transaction between a first entity and a second entity, wherein the first entity has a first digital wallet registered with the first transaction processor, and wherein the discovery request comprises an identifier associated with the second entity;
• querying, by the computer system, a plurality of third-party servers associated with a plurality of transaction processors for data associated with the second entity based on the identifier;
• determining, by the computer system and based on the data, that the second entity has a second digital wallet registered with a second transaction processor different from first transaction processor;
• and
• transmitting, by the computer system and in response to the determining, a redirect request to the device, wherein the redirect request redirects a user of the device from a first user interface of the first application to a second user interface of a second application associated the second transaction processor.

A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine associated with a universal transaction platform to perform operations comprising:

• receiving, from a first application associated with a first transaction processor and executed on a device, a discovery request for a transaction conducted between a first participant and a second participant, wherein the first participant is associated with a first digital wallet registered with a first transaction processor, and wherein the discovery request comprises an identifier of the second participant in the transaction;
• querying a plurality of third-party servers associated with a plurality of transaction processors for digital wallet data based on the identifier of the second participant;
• determining that the second participant is associated with a second digital wallet registered with a second transaction processor based on the digital wallet data, wherein the second transaction processor is incompatible with the first transaction processor;
• and
• in response to the determining, transmitting computer executable instructions to first application of the device, wherein the computer executable instructions comprise data enabling the first application to redirect a user of the device to a second user interface of a second application associated with the second transaction processor.