Loading patent…
AssigneeDigipie International Pbc
InventorBruce Roland Davis
Estimating the term…
The present disclosure relates to computer-managed systems and methods for generating, distributing, and managing Consumer Earned Tokens (CETEs) as proprietary restricted digital assets that monetize consumer spending, while avoiding speculation. The present disclosure relates to computer-managed systems and methods for generating, distributing, and managing Consumer Earned Tokens (CETEs) as proprietary restricted digital assets that monetize consumer spending while avoiding speculation. The system comprises a compliance engine configured to enforce region-specific rules, a loyalty engine configured to associate consumer expenditures with reward pledges, and a tokenization engine configured to convert fiat-denominated rewards into restricted CETEs recorded on a private blockchain-based exchange. Unlike conventional loyalty systems or speculative token platforms, CETEs are initially owned by consumers, may be registered at the family-unit level, and are designed to galvanize households, communities, and nations through stakeholding, peer-review governance, and socio-economic incentives such as crime reduction, education, and community investment. CETEs function as non-speculative instruments intended for private distribution to accredited and institutional investors under securities regulations, enabling sustainable, inclusive economic growth.
1-20. (canceled)
A computer-implemented method executed for managing digital tokens based on consumption activity, the method comprising:
The method of claim 1, wherein a consumer registers as family units or an equivalent, with verifiable legal documentation and/or legal guardianship, family trust documentation or the international equivalents of the aforementioned documentation establishing a legal family entity or the equivalent for combined expenditures tracking.
The method of claim 1, wherein a software as a service system is configured to provide a computer-managed system that enables in-network entities to set terms and conditions for rewards through pledging to better control crime in distressed communities by enabling in-network consumer stake-holding within stated calendar periods, wherein the in-network entities perform a societal incentive weighting tied to crime reduction, literacy, health, or carbon pledges.
The method of claim 1, wherein a software as a service system is configured to provide a computer-managed system that enables a nation-state to overlay this novel digital infrastructure over or alongside its existing economic superstructure to better allocate the wealth of the nation to the in-network consumers who support the economy through consumerism.
The method of claim 1, wherein the CETEs are restricted securities under Regulation D exemptions, non-speculative by design.
A computer-implemented method executed for managing digital tokens based on consumption activity, the method comprising:
A system for managing digital tokens based on consumption activity, the system comprising:
Dependencies are inferred from the claim text.