Authenticating a user in liveness testing using a trusted camera

A method for performing enhanced user authentication using a trusted camera during a liveness verification for determining access for a user account, the method comprising:

• detecting, by a verification system, an authentication event associated with an access attempt for the user account, the authentication event being initiated by an access requester from a user device;
• initiating, by the verification system, a live identity verification challenge based on detecting a trigger event associated with the authentication event;
• generating, by the verification system, one or more prompts for the live identity verification challenge, the one or more prompts indicating one or more tasks to be performed by the access requester;
• executing, by the verification system, the live identity verification challenge by prompting the access requester, with the one or more prompts, to perform the one or more tasks using a camera of a trusted device;
• obtaining, by the verification system, from the trusted device, digital evidence of the access requester performing the one or more tasks, wherein the digital evidence includes live camera data captured by the camera;
• analyzing, by the verification system, using a machine learning model, the digital evidence to verify whether or not the access requester is an authorized user of the user account;
• and
• performing one of:
• authenticating, by the verification system, the access attempt based on the access requester being verified as the authorized user of the user account;
• or
• denying, by the verification system, the access attempt based on the access requester not being verified as the authorized user of the user account.

A system for enhanced user authentication using a trusted camera during a liveness verification for determining access for a user account, the system comprising:

• one or more memories;
• and
• one or more processors, communicatively coupled to the one or more memories, configured to:
• detect an authentication event associated with an access attempt for the user account, the authentication event being initiated by an access requester from a user device;
• initiate a live identity verification challenge based on detecting a trigger event associated with the authentication event;
• generate one or more prompts for the live identity verification challenge, the one or more prompts indicating one or more tasks to be performed by the access requester;
• execute the live identity verification challenge by prompting the access requester, with the one or more prompts, to perform the one or more tasks using a camera of a trusted device, the user device and the trusted device being different devices;
• determine whether live digital evidence, associated with the authentication event and obtained after the one or more prompts, is received from the trusted device;
• and
• perform one of:
• authenticating the access attempt based on the live digital evidence being received from the trusted device;
• or
• denying the access attempt based on the live digital evidence not being received from the trusted device.