User authentication for retrieving instruction data dispatched for execution by an end user terminal to interrupt standard terminal operation

A system for displaying personalized graphics comprising

• (a) at least one server computing device that includes at least one processor and a memory device that stores executable code that, when executed, causes the at least one processor to:
• (i) receive from an automated service machine authentication data;
• (ii) transmitting to the server computing device the authentication data, wherein the server computing device verifies the authentication data by comparing the authentication data to stored end user authentication data;
• (iii) retrieving from the server computing device exchange target data from a profile database;
• (iv) execute a reminder analysis based on the user data to generate reminder data;
• (v) transmit the reminder data to the automated service machine;
• (vi) display the reminder comprising of a pre-selected image to the user on the automated service machine screen, wherein the user determines whether to complete an exchange from the automated service machine based on the reminder;
• (b) a second memory device that stores executable code that, when executed, causes a second processor to:
• (i) capture the user data and exchange target data of the particular network;
• (ii) create a user budget database record comprising the user data and exchange target data;
• (iii) generate historical data using the user budget database record;
• (iv) generate an error rate by comparing the classification user income and expense data to historical data;
• and
• (v) training the at least one neural network by adjusting one or more neural network parameters to reduce the error rate.

A system for user authentication for retrieving instruction data dispatched for execution by an end user terminal to interrupt standard terminal operation, the system comprising at least one server computing device, the server computing device comprising one or more integrated software applications that perform the operations comprising:

• (a) receiving from an automated service machine remotely disposed from the server computing device, authentication data, wherein the automated service machine is an automatic teller machine with an integrated display device;
• (b) transmitting to the server computing device the authentication data, wherein the server computing device verifies the authentication data by comparing the authentication data to stored end user authentication data;
• (c) retrieving, from the server computing device, exchange target data from a profile database, wherein the exchange target data is selected by the user and includes pre-defined categories selected from an emergency target, a retirement target, a debt target, a housing target, a vacation target, or a large purchase target, and also includes an exchange amount associated with the pre-defined categories;
• (d) based on the exchange target data retrieved from the profile database, retrieving, from an interface display database, user interface display instruction data corresponding to the exchange target data and comprising exchange target data selections;
• (e) transmitting the retrieved user interface display instruction data to the automated service machine for execution, causing the automated service machine to interrupt regular interface display and generate a user interface that renders one or more exchange target data selections;
• (f) selecting by a user a first exchange target data selection;
• (g) generating an exchange target data reminder based on the user selection;
• (h) transmitting the exchange target data reminder to the automated service machine;
• and
• (i) presenting the reminder that includes a pre-selected image or pre-recorded audio that is played to the user on an automated service machine screen, wherein the user confirms receipt of the reminder by selecting an input function on the automated service machine's screen and the user determines whether to execute an exchange based on the reminder.