Reader and encryption device binding with computer

A method comprising:

• establishing, by a reader, using a secure element, a mutual secret key between a driver of a communication device and the secure element;
• receiving, by the reader, a credential from a user device;
• encrypting, by the reader, using the secure element, the credential using the mutual secret key, thereby producing an encrypted credential;
• and
• transmitting, by the reader, using the secure element, the encrypted credential to the communication device, wherein the communication device decrypts the encrypted credential using the driver and the mutual secret key, thereby producing the credential, and wherein the communication device processes the credential using the driver.

A communication device comprising:

• one or more processors;
• and
• a non-transitory computer readable medium coupled to the one or more processors, the non-transitory computer readable medium comprising instructions, executable by the one or more processors to implement a method comprising:
• establishing a mutual secret key between a driver of the communication device and a secure element of a reader associated with the communication device;
• receiving, by the driver of the communication device, from the reader, an encrypted credential, wherein the reader received a credential from a user device, and encrypted the credential using the mutual secret key to produce the encrypted credential;
• decrypting, using the driver, the encrypted credential using the mutual secret key, thereby producing the credential;
• and
• processing, using the driver, the credential.