Encapsulation of payment information

A system comprising a beneficiary computing system having one or more processors configured to:

• receive, from an intermediate computing system, a digitally signed cross-border message, wherein the digitally signed cross-border message is signed using at least one of a signedData cryptographic message syntax, detached signedData cryptographic message syntax, or signcryptedData cryptographic message syntax;
• retrieve a public key of the intermediate computing system or an originating computing system;
• verify at least one of the digitally signed cross-border message or the intermediate computing system comprising determining at least one of:
• whether a digital signature and a hash of the digitally signed cross-border message is verified recursively;
• whether a digital signature and a detached content of the digitally signed cross-border message is verified recursively;
• or
• whether unsigncryption and path validation of the intermediate computing system is successful;
• and
• approve a cross-border payment based at least in part on verifying the at least one of the digitally signed cross-border message or the intermediate computing system.

At least one non-transitory processor-readable medium comprising processor-readable instructions, such that when executed, causes at least one processor to:

• receive, from an intermediate computing system, a digitally signed cross-border message, wherein the digitally signed cross-border message is signed using at least one of a signedData cryptographic message syntax, detached signedData cryptographic message syntax, or signcryptedData cryptographic message syntax;
• retrieve a public key of the intermediate computing system or an originating computing system;
• verify at least one of the digitally signed cross-border message or the intermediate computing system comprising determining at least one of:
• whether a digital signature and a hash of the digitally signed cross-border message is verified recursively;
• whether a digital signature and a detached content of the digitally signed cross-border message is verified recursively;
• or
• whether unsigncryption and path validation of the intermediate computing system is successful;
• and
• approve a cross-border payment based at least in part on verifying the at least one of the digitally signed cross-border message or the intermediate computing system.