Card carrier assembly

A carrier assembly comprising:

• a front panel, a first back panel, a second back panel, at least one card panel, a first minor side flap, and a second minor side flap, the front panel being connected to the first and second back panels via opposing fold lines, the at least one card panel being connected to one of the second back panel, the front panel or the first back panel, the second back panel forming a tearable section configured to be at least partially removed from a remainder of the second back panel via at least one frangible connection, the at least one card panel including information accessible after the tearable section is at least partially removed, the information of the at least one card panel including predetermined or variable monetary value,
• wherein the front panel, the first back panel, the second back panel, the first minor side flap, and the second minor side flap are folded and attached to one or more of the other panels so as to contain the at least one card panel.