Authorization system and method, storage medium, and computer system

A non-transitory, computer-readable medium storing one or more instructions executable by a computer system to perform one or more operations for authorization, comprising:

• starting, by a service client in a user terminal in an authorization system, an acquiring institution software package in response to an authorization request of a user, wherein the authorization system comprises the user terminal, an acquiring institution server, and an electronic wallet server, wherein the service client is installed in the user terminal, and wherein the service client comprises the acquiring institution software package;
• obtaining, by the acquiring institution software package, risk control data of the service client;
• sending the risk control data to the electronic wallet server through the acquiring institution server, wherein the electronic wallet server determines a risk level of the authorization request based on the risk control data and sends the risk level to the acquiring institution software package through the acquiring institution server;
• receiving, by the acquiring institution software package, the risk level;
• and
• executing an authorization procedure corresponding to the risk level.

A computer-implemented system for authorization, comprising:

• one or more computers;
• and
• one or more computer memory devices interoperably coupled with the one or more computers and having tangible, non-transitory, machine-readable media storing one or more instructions that, when executed by the one or more computers, perform one or more operations, comprising:
• starting, by a service client in a user terminal in an authorization system, an acquiring institution software package in response to an authorization request of a user, wherein the authorization system comprises the user terminal, an acquiring institution server, and an electronic wallet server, wherein the service client is installed in the user terminal, and wherein the service client comprises the acquiring institution software package;
• obtaining, by the acquiring institution software package, risk control data of the service client;
• sending the risk control data to the electronic wallet server through the acquiring institution server, wherein the electronic wallet server determines a risk level of the authorization request based on the risk control data and sends the risk level to the acquiring institution software package through the acquiring institution server;
• receiving, by the acquiring institution software package, the risk level;
• and
• executing an authorization procedure corresponding to the risk level.