Multicomputer data transferring

A computer implemented method, comprising:

• receiving, at a data transfer management platform, a data transfer request, the data transfer request identifying a source entity and including a payload identifying a value,
• validating, at the data transfer management platform, a set of completed data transfers associated with the source entity against a set of heuristics,
• in response to determining that multiple heuristics are validated or that no heuristics are validated:
• initializing, at the data transfer management platform, a set of logical rules based on the set of completed data transfers;
• selecting, at the data transfer management platform, a first subset of a set of routing instructions based on the initialized set of logical rules;
• selecting, at the data transfer management platform, a second subset of the first subset of routing instructions, wherein a sum of payloads of the second subset of routing instructions is substantially equal to the payload of the data transfer request;
• generating, at the data transfer management platform, a vector representation for each routing instruction of the second subset of routing instructions;
• generating, at the data transfer management platform, a reference vector based on the completed data transfers;
• and
• selecting, at the data transfer management platform, candidate routing instructions from the second subset of routing instructions based on a comparison between each vector representation and the reference vector, and
• outputting, from the data transfer management platform, the candidate routing instructions to a user device via a graphical user interface.

A non-transitory computer-readable storage medium comprising instructions that, when executed by an electronic processor, cause the electronic processor to perform a set of operations comprising:

• receiving a data transfer request, the data transfer request identifying a source entity and including a payload identifying a value;
• validating a set of completed data transfers associated with the source entity against a set of heuristics;
• in response to determining that multiple heuristics are validated or that no heuristics are validated:
• initializing a set of logical rules based on the set of completed data transfers,
• selecting a first subset of a set of routing instructions based on the initialized set of logical rules,
• selecting a second subset of the first subset of routing instructions, wherein a sum of payloads of the second subset of routing instructions is substantially equal to the payload of the data transfer request,
• generating a vector representation for each routing instruction of the second subset of routing instructions,
• generating a reference vector based on the completed data transfers, and
• selecting candidate routing instructions from the second subset of routing instructions based on a comparison between each vector representation and the reference vector;
• in response to determining that only a single heuristic is validated, generating candidate routing instructions based on the single heuristic;
• and
• outputting the candidate routing instructions to a user device via a graphical user interface.