Systems and Methods for Integrated Lending Tools
OwnerMichael LOZANO, Christopher LOPEZ +2inventors
InventorsMichael LOZANO, Christopher LOPEZ, Michael HOWARTH, Nick WILSON
Life of this patent
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Abstract
Systems and methods are provided for creating, storing, and using data received from a user via a first network entity. The data can include elements that affect the product offerings that may be generated by an institution, and the received data can be stored as a data package on a second network entity. A first product offering may be generated at a first point in time by applying a pricing engine to the data package. Similarly, at a second point in time, a second product offering can be automatically generated by applying the pricing engine to the data package.
Claims21
One or more computer storage media storing computer-readable instructions that when executed by one or more processors, cause the one or more processors to perform operations comprising:
- receiving data from a user via a first network entity, the data including elements that affect the product offerings that may be generated by an institution;
- storing, via a second network entity, a data package that includes the received data;
- generating, at a first point in time, a first product offering by applying a pricing engine to the data package;
- and
- automatically generating, at a second point in time, a second product offering by applying the pricing engine to the data package.
15-20. (canceled)
A computer-implemented method performed by one or more processors, the method comprising:
- receiving data from a first user via a first network entity, the data including elements that affect the product offerings that may be generated by an institution;
- storing a data package that includes the received data;
- generating, at a first point in time, a first product offering by applying a pricing engine to the data package;
- and
- receiving data from a second user via a second network entity, the data including elements that affect the product offerings that may be generated by an institution;
- modifying the data package to include the received data from the second user;
- automatically generating, at a second point in time, a second product offering by applying the pricing engine to the modified data package.
A system for generating product offerings via a pricing engine, the system comprising:
- means for receiving data from a user via a first network entity, the data including elements that affect the product offerings that may be generated by an institution;
- means for storing, via a second network entity, a data package that includes the received data;
- means for generating, at a first point in time, a first product offering by applying a pricing engine to the data package;
- and
- means for automatically generating, at a second point in time, a second product offering by applying the pricing engine to the data package.
Dependencies are inferred from the claim text.