Systems and methods for generating a correlation score that is dynamically updated and weighted based upon parameter selection
AssigneeWorldpay, LLC
InventorJames Franklin HEWITT, JR.
Life of this patent
Estimating the term…
Abstract
Systems and methods are provided for generating a consumer profile report from transaction data obtained from a payment ecosystem. A consumer is provided with an opportunity to select the transaction data available for generation of the consumer profile report.
Claims20
A computer-implemented method for providing a transaction selection interface for a consumer, the method comprising:
- displaying, by one or more processors on a first account tab of the transaction selection interface for a first account of the consumer, at least one of a merchant name, a date, a time, a geographical location, a transaction amount, a frequency of transactions, a distance from a merchant, and a merchant type from first transaction data, as displayed first transaction data, wherein the first transaction data includes a first purchase transaction by the consumer from one or more merchants, wherein the first account tab further includes a first account tab selection field that is configured to be activated to select transaction data associated with all transaction records for the first account of the consumer, wherein the first account tab selection field is a first selectable checkbox in the first account tab;
- displaying, by the one or more processors on the first account tab of the transaction selection interface, at least one of a merchant name, a date, a time, a geographical location, a transaction amount, a frequency of transactions, a distance from a merchant, and a merchant type from second transaction data, as displayed second transaction data, wherein the second transaction data includes a second purchase transaction by the consumer from the one or more merchants, wherein the transaction selection interface further includes a second account tab that includes a second account tab selection field that is configured to be activated to select transaction data associated with all transaction records for a second account of the consumer, wherein the second account tab selection field is viewable while the first account tab selection field of the first account tab and the displayed first transaction data of the first account tab are displayed, and wherein the second account tab selection field is a second selectable checkbox in the second account tab;
- activating, by the one or more processors, a selection field of the displayed first transaction data based on an action by the consumer to individually activate the selection field for the displayed first transaction data, and not activating a selection field of the displayed second transaction data;
- and
- generating, by the one or more processors, a consumer profile report for the consumer based on the selected transaction data, wherein the selected transaction data includes an indication that the displayed first transaction data was selected by the consumer individually activating the selection field for the displayed first transaction data, and wherein the selected transaction data includes an indication that the displayed second transaction data was not selected by the consumer individually not activating the selection field for the displayed second transaction data,
- wherein the consumer profile report includes the selected first transaction data and excludes the second transaction data.
(canceled)
A non-transitory computer readable medium having instructions for providing a transaction selection interface for a consumer, the instructions stored thereon and which, when executed by one or more processors, cause the one or more processors to:
- display, on a first account tab of the transaction selection interface for a first account of the consumer, at least one of a merchant name, a date, a time, a geographical location, a transaction amount, a frequency of transactions, a distance from a merchant, and a merchant type from first transaction data, as displayed first transaction data, wherein the first transaction data includes a first purchase transaction by the consumer from one or more merchants, wherein the first account tab further includes a first account tab selection field that is configured to be activated to select transaction data associated with all transaction records for the first account of the consumer, wherein the first account tab selection field is a first selectable checkbox in the first account tab;
- displaying, on the first account tab of the transaction selection interface, at least one of a merchant name, a date, a time, a geographical location, a transaction amount, a frequency of transactions, a distance from a merchant, and a merchant type from second transaction data, as displayed second transaction data, wherein the second transaction data includes a second purchase transaction by the consumer from the one or more merchants, wherein the transaction selection interface further includes a second account tab that includes a second account tab selection field that is configured to be activated to select transaction data associated with all transaction records for a second account of the consumer, wherein the second account tab selection field is viewable while the first account tab selection field of the first account tab and the displayed first transaction data of the first account tab are displayed, and wherein the second account tab selection field is a second selectable checkbox in the second account tab;
- activate a selection field of the displayed first transaction data based on an action by the consumer to individually activate the selection field for the displayed first transaction data, and not activating a selection field of the displayed second transaction data;
- and
- generate a consumer profile report for the consumer based on the selected transaction data, wherein the selected transaction data includes an indication that the displayed first transaction data was selected by the consumer individually activating the selection field for the displayed first transaction data, and wherein the selected transaction data includes an indication that the displayed second transaction data was not selected by the consumer individually not activating the selection field for the displayed second transaction data,
- wherein the consumer profile report includes the selected first transaction data and excludes the second transaction data.
(canceled)
A system for providing a transaction selection interface for a consumer, the system comprising at least one memory storing instructions and at least one computer processor, wherein the at least one computer processor is configured to execute the instructions for:
- displaying, on a first account tab of the transaction selection interface for a first account of the consumer, at least one of a merchant name, a date, a time, a geographical location, a transaction amount, a frequency of transactions, a distance from a merchant, and a merchant type from first transaction data, as displayed first transaction data, wherein the first transaction data includes a first purchase transaction by the consumer from one or more merchants, wherein the first account tab further includes a first account tab selection field that is configured to be activated to select transaction data associated with all transaction records for the first account of the consumer, wherein the first account tab selection field is a first selectable checkbox in the first account tab;
- displaying, on the first account tab of the transaction selection interface, at least one of a merchant name, a date, a time, a geographical location, a transaction amount, a frequency of transactions, a distance from a merchant, and a merchant type from second transaction data, as displayed second transaction data, wherein the second transaction data includes a second purchase transaction by the consumer from the one or more merchants, wherein the transaction selection interface further includes a second account tab that includes a second account tab selection field that is configured to be activated to select transaction data associated with all transaction records for a second account of the consumer, wherein the second account tab selection field is viewable while the first account tab selection field of the first account tab and the displayed first transaction data of the first account tab are displayed, and wherein the second account tab selection field is a second selectable checkbox in the second account tab;
- activating a selection field of the displayed first transaction data based on an action by the consumer to individually activate the selection field for the displayed first transaction data, and not activating a selection field of the displayed second transaction data;
- and
- generating a consumer profile report for the consumer based on the selected transaction data, wherein the selected transaction data includes an indication that the displayed first transaction data was selected by the consumer individually activating the selection field for the displayed first transaction data, and wherein the selected transaction data includes an indication that the displayed second transaction data was not selected by the consumer individually not activating the selection field for the displayed second transaction data,
- wherein the consumer profile report includes the selected first transaction data and excludes the second transaction data.
(canceled)
Dependencies are inferred from the claim text.