Detection system and application using motion signature
AssigneeAmerican Express Travel Related Services Company, Inc.
InventorAndras L. FERENCZI
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AssigneeAmerican Express Travel Related Services Company, Inc.
InventorAndras L. FERENCZI
Estimating the term…
Disclosed herein are system, method, and computer program product aspects for authentication and fraud detection of a credit card transaction. An example implementation receives an authentication request from a POS terminal to authenticate a user associated with a transaction. The implementation then obtains transaction data associated with the transaction. The implementation then receives motion data containing a movement pattern of the user from a motion sensor embedded into the credit card. The implementation then generates a current user profile associated with the user using the transaction data and the motion data. The implementation then provides the current user profile to a machine learning model to generate a response. The implementation then receives the response from the machine learning model. The implementation then transmits a request to cause the POS terminal to decline the transaction based on the user not being the owner of the credit card.
A method performed by a credit card, comprising:
A system, comprising:
A non-transitory computer-readable storage device having instructions stored thereon, execution of which, by one or more processors of a credit card, causes the credit card to perform operations comprising:
Dependencies are inferred from the claim text.