Combinable gift card components

A secure store value card comprising:

• a first physical card component of a first type, wherein the first physical card component includes a first identifier;
• and
• a second physical card component of a second type that is different from the first type, wherein the second physical card component includes a second identifier,
• wherein the first physical card component and the second physical card component are configured to be (i) retained separately prior to activation and (ii) physically affixed to each other at or around a time of activation to form a combined physical store value card that is usable in a retail environment,
• wherein, when combined, the first physical card component includes a unique identifier for the combined physical store value card.

A physical gift card label comprising:

• a first side comprising a coating that is configured to affix the physical gift card label to a physical card component;
• and
• a second side opposite the first side comprising a scannable code, a removable covering, and an access code positioned beneath the removable covering,
• wherein the physical gift card label is configured to be physically affixed to the physical card component at or around a time of purchase to form a combined physical gift card that is usable in a retail environment.