Systems and methods for resource distribution process assessments using advanced computational models for data analysis and automated processing

A computer program product for resource distribution process assessments using advanced computational models for data analysis and automated processing, the computer program product comprising a non-transitory computer-readable medium comprising code causing an apparatus to:

• receive a request to generate a resource distribution document from a borrower, the resource distribution document comprising a transfer of a plurality of resources from a lender to the borrower;
• analyze borrower metadata associated with the borrower comprising credit history, market trends, and collateral quality;
• generate a borrower capacity of the borrower based on the borrower metadata;
• analyze a regulation database comprising policy rules associated with the resource distribution document;
• generate the resource distribution document, wherein the resource distribution document is generated and stored on a blockchain;
• generate a smart contract comprising terms associated with the resource distribution document, wherein the smart contract automatically executes upon the terms being met, and wherein the smart contract is stored on the blockchain;
• transfer, based on execution of the smart contract, the plurality of resources from the lender to the borrower;
• and
• generate a summary report comprising details based on monitoring the borrower during a repayment period associated with the resource distribution document.

A method for resource distribution process assessments using advanced computational models for data analysis and automated processing, the method comprising:

• receiving a request to generate a resource distribution document from a borrower, the resource distribution document comprising a transfer of a plurality of resources from a lender to the borrower;
• analyze borrower metadata associated with the borrower comprising credit history, market trends, and collateral quality;
• generate a borrower capacity of the borrower based on the borrower metadata;
• analyze a regulation database comprising policy rules associated with the resource distribution document;
• generate the resource distribution document, wherein the resource distribution document is generated and stored on a blockchain;
• generate a smart contract comprising terms associated with the resource distribution document, wherein the smart contract automatically executes upon the terms being met, and wherein the smart contract is stored on the blockchain;
• transfer, based on execution of the smart contract, the plurality of resources from the lender to the borrower;
• and
• generate a summary report comprising details based on monitoring the borrower during a repayment period associated with the resource distribution document.