US 2026/0080482 A1 · APPARATUSES, SYSTEMS, AND METHODS OF PROTECTING A DOWN-PAYMENT VALUE ASSOCIATED WITH A PURCHASE OF A DEPRECIATING ASSET

Abstract

A method for protecting a down-payment value associated with a purchase of a depreciating asset is disclosed herein. The depreciating asset may be identified, the purchase of the depreciating asset may be initiated, one or more characteristics associated with the purchase of the depreciating asset may be identified, and the down-payment value associated with a purchase of the depreciating asset may be acquired. At least one of one or more adjustment models corresponding to the purchase of the depreciating asset may be selected. And, a percentage of the down-payment value associated with the purchase of the depreciating asset may be calculated based at least in part on the at least one of the one or more adjustment models. A payment amount may be generated based upon at least the calculated percentage of the down-payment value associated with the purchase of the depreciating asset.

Claims19

Dependent claims

A method for protecting a down-payment value associated with a purchase of a depreciating asset, comprising:

identifying the depreciating asset;
initiating the purchase of the depreciating asset;
identifying one or more characteristics associated with the purchase of the depreciating asset;
and
acquiring the down-payment value associated with the purchase of the depreciating asset.

2 more elements

A system for protecting a down-payment value associated with a purchase of a depreciating asset, comprising:

a network;
an electronic device having a communication section communicatively couplable to the network and configured to transmit an identification of the depreciating asset;
a computing device having a communication section communicatively couplable to the network and configured to:
receive the down-payment value associated with a purchase of the depreciating asset;
select from a storage medium at least one of one or more adjustment models corresponding to the purchase of the depreciating asset;
and
calculate a percentage of the down-payment value associated with the purchase of the depreciating asset based at least in part on the at least one of the one or more adjustment models.

4 more elements

Dependencies are inferred from the claim text.

Apparatuses, systems, and methods of protecting a down-payment value associated with a purchase of a depreciating asset

Life of this patent

Apparatuses, systems, and methods of protecting a down-payment value associated with a purchase of a depreciating asset

Life of this patent

Abstract

Claims19