Cache optimization and interaction control based on location and historical interactions

A method, comprising:

• obtaining, from a computing device associated with a first entity, entity preference data predefined by the first entity;
• intercepting a data packet associated with a pending interaction initiated by the first entity before the data packet associated with the pending interaction is transmitted to an authorization platform for authorization, the pending interaction originating from an interaction terminal configured to facilitate transfer of an electronic resource to a second entity, the pending interaction comprising a pending exchange value of the pending interaction;
• determining location data associated with the pending interaction;
• caching historical exchange values of historical interactions associated with the first entity during a predetermined period;
• and
• generating an interaction recommendation for the first entity using a trained machine-learning model based on the pending exchange value of the pending interaction, the location data associated with the pending interaction, and the historical exchange values of historical interactions associated with the first entity;
• providing the interaction recommendation to the computing device via an application programming interface (API) endpoint;
• canceling, based on the interaction recommendation, the pending interaction;
• generating a control signal associated with access to a network account associated with the computing device;
• and
• deactivating access to the network account associated with the computing device for future interactions based on the control signal.

A non-transitory computer-readable medium, comprising instructions that are executable by a processor for causing the processor to perform operations comprising:

• obtaining, from a computing device associated with a first entity, entity preference data predefined by the first entity;
• intercepting a data packet associated with a pending interaction initiated by the first entity before the data packet associated with the pending interaction is transmitted to an authorization platform for authorization, the pending interaction originating from an interaction terminal configured to facilitate transfer of an electronic resource to a second entity, the pending interaction comprising a pending exchange value of the pending interaction;
• determining location data associated with the pending interaction;
• caching historical exchange values of historical interactions associated with the first entity during a predetermined period;
• generating an interaction recommendation for the first entity using a trained machine-learning model based on the pending exchange value of the pending interaction, the location data associated with the pending interaction, and the historical exchange values of historical interactions associated with the first entity;
• providing the interaction recommendation to the computing device via an application programming interface (API) endpoint;
• canceling, based on the interaction recommendation, the pending interaction;
• generating a control signal associated with access to a network account associated with the computing device;
• and
• deactivating access to the network account associated with the computing device for future interactions based on the control signal.