# US 2026/0063433 A1 · Dynamic route safety scoring > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 2026/0063433 A1 - Document ID: US20260063433A1 - Status: Published application - Kind: A1 - Application number: 18/958,921 - Filed: 2024-11-25 - Published: 2026-03-05 - Earliest claimed: 2024-08-28 - Assignees: State Farm Mutual Automobile Insurance Company - Applicants: State Farm Mutual Automobile Insurance Company - Inventors: David Alan Dohrmann; Olivia Anne Nauman; Karthikeyan Srinivasan; Daniel Baker Wilson; David Nicholas Brewer; Hanpei Zhang; Michael Allan Niehaus - Web page: https://patentgrep.com/patent/US20260063433A1 ## CPC - G01C 21/3461: {Preferred or disfavoured areas, e.g. dangerous zones, toll or emission zones, intersections, manoeuvre types or segments such as motorways, toll roads or ferries} - G01C 21/3484: {Personalized, e.g. from learned user behaviour or user-defined profiles} - G01C 21/3423: {Multimodal routing} - G01C 21/3492: {employing speed data or traffic data, e.g. real-time or historical (traffic control systems for road vehicles involving transmission of navigation instructions to the vehicle G08G1/0968)} - G01C 21/3617: {using user history, behaviour, conditions or preferences, e.g. predicted or inferred from previous use or current movement} - G01C 21/3697: {Output of additional, non-guidance related information, e.g. low fuel level (G01C21/3679 takes precedence)} - G01C: MEASURING DISTANCES, LEVELS OR BEARINGS; SURVEYING; NAVIGATION; GYROSCOPIC INSTRUMENTS; PHOTOGRAMMETRY OR VIDEOGRAMMETRY (measuring liquid level G01F; radio navigation, determining distance or velocity by use of propagation effects, e.g. Doppler effects, propagation time, of radio waves, analogous arrangements using other waves G01S) ## Abstract A transportation system for generating transportation recommendations may (1) receive a transportation request associated with a user; (2) identify, using the transportation request, a first location and a second location associated with the transportation request; (3) determine, using the first location and the second location, routes between the first location and the second location; (4) receive travel data associated with each of the plurality of the routes, the travel data including information indicating a current or predicted future travel condition along each of the routes; (5) generate, using historic transportation characteristics associated with the user and the travel data, a safety or other score for each route, the score indicating an estimated level of safety of traveling along the route; and/or (6) generate a user interface providing indicators associated with the scores of the routes. ## Claims ### Claim 1 A transportation system for generating a transportation recommendation, the system comprising: one or more memory devices having instructions stored thereon that, when executed by one or more processors, cause the one or more processors to perform operations comprising: receiving a transportation request associated with a user; identifying, using the transportation request, a first geographic location and a second geographic location associated with the transportation request; determining, using the first geographic location and the second geographic location, a plurality of routes between the first geographic location and the second geographic location; receiving travel data associated with each of the plurality of routes, the travel data indicating at least one of a current or predicted future travel condition along each of the plurality of routes; generating, using historic transportation characteristics associated with the user and the travel data, a risk score for each of the plurality of routes, the risk score indicating an estimated risk of traveling along the route; and generating a user interface providing one or more indicators associated with the risk scores of one or more of the plurality of routes. ### Claim 2 (depends on 1) The transportation system of claim 1, wherein the historic transportation characteristics associated with the user includes at least one of an average transportation speed, an average number of stops during a travel event, or an average travel time. ### Claim 3 (depends on 1) The transportation system of claim 1, wherein the current or predicted future travel conditions indicate at least one of a road density score indicating a number of crossroads along a route, a construction rating indicating one or more construction events along a route, or an obstruction rating indicating one or more obstruction events along a route. ### Claim 4 (depends on 1) The transportation system of claim 1, wherein the current or predicted future travel conditions indicate at least one of a traveler speed along a route, a frequency of traveler lane changes along a route, a frequency of traveler acceleration along a route, and a frequency of traveler deceleration along a route. ### Claim 5 (depends on 1) The transportation system of claim 1, wherein the operations comprise: receiving travel data associated with the user, the travel data indicating a real-time travel characteristic associated with the user, the real-time travel characteristic including a current transportation speed of the user compared to an average transportation speed associated with the user; and wherein generating the risk scores for each of the plurality of routes includes generating the risk scores for each of the plurality of routes using the travel data associated with the user. ### Claim 6 (depends on 1) The transportation system of claim 1, wherein the operations comprise: providing a recommended route of the plurality of routes, wherein the recommended route has a risk score indicating a lowest estimated risk of the estimated risks of traveling along each of the plurality of routes. ### Claim 7 (depends on 1) The transportation system of claim 1, wherein the operations further comprise: receiving user travel data including geolocation information of the user as the first travels between the first geographic location and the second geographic location; and comparing the user travel data with historical travel data associated with the plurality of routes to verify a recommended route. ### Claim 8 (depends on 7) The transportation system of claim 7, wherein the operations further comprise: providing, using the verification of the recommended route, the user interface including at least one insurance policy parameter associated with opting to travel along the recommended route. ### Claim 9 (depends on 1) The transportation system of claim 1, wherein the operations further comprise: receiving a user preference indicating a relative preference between travel characteristics associated with traveling between the first geographic location and the second geographic location; and selecting a recommended route from the plurality of routes using the user preference. ### Claim 10 (depends on 1) The transportation system of claim 1, wherein generating the user interface includes providing the risk scores for each of the plurality of routes. ### Claim 11 (depends on 1) The transportation system of claim 1, wherein the operations further comprise: receiving a selection of a route from the plurality of routes; and providing, using the selected route, a recommended route via the user interface. ### Claim 12 A computer-implemented method for generating a transportation recommendation, the computer-implemented method comprising: receiving a transportation request; identifying, using the transportation request, a first geographic location and a second geographic location associated with the transportation request; determining, using the first geographic location and the second geographic location, a plurality of routes between the first geographic location and the second geographic location; determining geographic data associated with each of the plurality of routes; receiving travel data associated with a second user, the travel data including geolocation information of the second user indicating a predicted future location of the second user is along at least one of the plurality of routes; generating, using historic transportation characteristics associated with the second user and the geographic data, a risk score for each of the plurality of routes, the risk score indicating an estimated risk of traveling along the route; and generating a user interface providing one or more indicators associated with the risk scores of one or more of the plurality of routes. ### Claim 13 (depends on 12) The computer-implemented method of claim 12, wherein the travel data including the geolocation information of the second user is received in real-time. ### Claim 14 (depends on 12) The computer-implemented method of claim 12, wherein the historic transportation characteristics of the second user includes at least one of an average transportation speed, an average number of stops during a travel event, or an average travel time. ### Claim 15 (depends on 12) The computer-implemented method of claim 12, wherein a first user and the second user are enrolled in a transportation program associated with an entity. ### Claim 16 (depends on 12) The computer-implemented method of claim 12, further comprising: providing a recommended route of the plurality of routes, wherein the recommended route has a risk score indicating a lowest estimated risk of the estimated risks of traveling along each of the plurality of routes. ### Claim 17 A non-transitory computer readable medium comprising instructions stored thereon that, when executed by one or more processors, cause the one or more processors to perform operations comprising: receiving a transportation request; identifying, using the transportation request, a first geographic location and a second geographic location associated with the transportation request; determining, using the first geographic location and the second geographic location, a plurality of routes between the first geographic location and the second geographic location; receiving transportation data associated with a first user, the transportation data including historic transportation characteristics of the first user; receiving travel data associated with a second user, the travel data including geolocation information of the second user indicating a predicted future location of the second user is along at least one of the plurality of routes; generating, using the historic transportation characteristics of the first user and historic transportation characteristics of the second user, a risk score for each of the plurality of routes, the risk score indicating an estimated risk of traveling along the route; and generating a user interface providing indicators associated with each of the risk scores of each of the plurality of routes. ### Claim 18 (depends on 17) The non-transitory computer readable medium of claim 17, wherein the operations further comprise: receiving geographic data associated with each of the plurality of routes; and generating the risk scores for each of the plurality of routes using the geographic data. ### Claim 19 (depends on 18) The non-transitory computer readable medium of claim 18, wherein the geographic data includes at least one of a road density score indicating a number of crossroads along a route, a construction rating indicating one or more construction events along a route, or an obstruction rating indicating one or more obstruction events along a route. ### Claim 20 (depends on 17) The non-transitory computer readable medium of claim 17, wherein the operations further comprise: providing a recommended route of the plurality of routes, wherein the recommended route has a risk score indicating a lowest estimated risk of the estimated risks of traveling along each of the plurality of routes.