System and Method For Leveraging Homeowner's Equity In Income-Generating Investments
OwnerPiage Afsharinventor
Life of this patent
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Abstract
A method, including receiving client information and data on a plurality of income-producing assets, generating a plurality of equity contracts and client risk factors based on the client information, retrieving equity of a first real estate property in response to execution of at least one of the plurality of equity contracts by a first external computing device, selecting and funding at least one of the plurality of income-producing assets with the equity based on the client risk factors, and deducting at least a portion of revenue from at least one of the plurality of income-producing assets as an interest payment.
Claims20
A method, comprising:
- receiving client information and data on a plurality of income-producing assets;
- generating a plurality of equity contracts and client risk factors based on the client information;
- retrieving equity of a first real estate property in response to execution of at least one of the plurality of equity contracts by a first external computing device;
- selecting and funding at least one of the plurality of income-producing assets with the equity based on the client risk factors;
- and
- deducting at least a portion of revenue from at least one of the plurality of income-producing assets as an interest payment.
A system, comprising:
- one or more processing units, the one or more processing units configured to:
- receive client information and data on a plurality of income-producing assets;
- generate a plurality of equity contracts and client risk factors based on the client information;
- retrieve equity of a first real estate property in response to execution of at least one of the plurality of equity contracts by a first external computing device;
- select and fund at least one of the plurality of income-producing assets with the equity based on the client risk factors;
- and
- deduct at least a portion of revenue from at least one of the plurality of income-producing assets as an interest payment.
A method, comprising:
- generating an interest free mortgage based on receipt of at least one contract from at least one external computing device;
- generating an equity loan of at least one real estate property based on a difference in value between a market value of the at least one real estate property and the interest free mortgage;
- funding at least one of plurality of income-producing assets from the equity loan in response to at least one of the plurality of income-producing assets having a return on investment (ROI) exceeding a threshold value;
- and
- transferring at least a portion of the ROI to pay an interest payment on at least one of the interest free mortgage and the equity loan.
Dependencies are inferred from the claim text.