Method of Having Credit Debit Card Receipts Included in User Statements

a method of storing credit/debit card receipts at a financial institution that issued the credit/debit card for retrieval either with statements, or upon a credit/debit card holder request:

• adding, when needed, a unique receipt number to each credit card receipt;
• adapting credit card production software to add to a user's card that they want a receipt;
• change the Point of Sale (POS) system to display a request for a receipt to be sent to the credit card user issuing financial institution;
• connect the POS system to connect to the establishment accepting credit card payments server that stores receipts;
• attaching the receipt to a communication back to the credit card user's financial institution;
• credit card issuers establishing a storage server or cloud storage to hold receipts;
• changing the API (application programming interface) back end logic so that Point of Sale (POS) systems can handle additional information about a receipt being requested by the user, and handle sending receipts to the credit/debit card issuer for storage;
• adding two part communication for each transaction, first for the credit/debit card user to approve the sale and second to request and send a receipt;
• alerting the financial institution that issued the credit/debit card registering what credit/debit card user(s) want to have their receipts stored at the financial institution and be available as a copy with statements or available upon request;
• upon approval for a transaction purchase, the POS payment system will store credit/debit card numbers and a graphical representation of an electronic transaction receipt association with that credit/debit card with the date of activity;
• the financial institution associated with the credit/debit card number and will receive the transactional receipt and store the transaction receipt, the date and the associated credit/debit card number on a server;
• the server, either with its own processor, or its connected processor, will retrieve transaction receipts on request, either to attach to a statement or to supply the receipt(s) upon a credit/debit card holder's request.