US 2026/0037331 A1Published application

Authentication system for secure privileged user resource access

AssigneeTruist Bank

InventorsVianca Barlis Hernandez, Yasmin Martinez, Jonathan De los santos, Nina Greene, Elysia Lam Truong

Life of this patent

Estimating the term…

Loading patent…

Abstract

Systems and methods receive and validate authentication credentials. A list of recommended contacts derived from stored user data associated with the stored authentication credentials are generated and transmitted to a user device for display. A request indicating contact(s) to be included in a shared resource pool that has a finite resource cap is received, where the shared resource pool is augmented in response to completion of objective(s). User request(s) initiating incorporating users in the shared resource pool are received and authentication credentials of the users are authenticated thereby granting access to the shared resource pool. A user records log of user contributions for completing the objective(s) is maintained and data used to initiate display of a progress status indicator representing completion of the objective(s) is updated. Once the finite resource cap is satisfied, resource(s) are distributed to user accounts of the users.

Claims20

Dependent claims

A computing system for secure privileged user resource access authentication, the system comprising:

at least one processor;
a communication interface communicatively coupled to the at least one processor;
and
a memory device storing executable code that, when executed, causes the at least one processor to:
receive and validate authentication credentials of a user by comparing the authentication credentials to stored authentication credentials;
generate and transmit to a user device, a list of recommended contacts for display, the list of recommended contacts being derived from stored user data associated with the stored authentication credentials;
receive, via a network and from the user device, a request to create a shared resource pool of resources that has a finite resource cap, the request indicating at least one contact from the list of recommended contacts transmitted to the user device that is to be included as a participant in the shared resource pool, wherein the shared resource pool is augmented in response to ascertained completion of one or more objectives that must be completed to reach the finite resource cap;
receive, via the network, one or more user requests from a plurality of users that include the at least one contact, the one or more user requests initiating incorporating of the plurality of users in the shared resource pool;
authenticate respective authentication credentials of the plurality of users by comparing the respective authentication credentials to stored user authentication credentials, and based thereon grant access to the shared resource pool;
maintain a user records log of user contributions for completing the one or more objectives;
update status data, that status data being used to initiate display of a progress status indicator representing completion of the one or more objectives;
and
distribute, once the finite resource cap is satisfied, one or more resources to user accounts of the plurality of users, the one or more resources that are distributed to each of the user accounts being less than the shared resource pool.

10 more elements

A computer-implemented method, comprising:

receiving and validating authentication credentials of a user by comparing the authentication credentials to stored authentication credentials;
generating and transmitting to a user device a list of recommended contacts for display, the list of recommended contacts being generated in response to stored user data associated with the stored authentication credentials;
receiving, via a network from the user device, a request to create a shared resource pool of resources that has a finite resource cap, the request indicating at least one contact from the list of recommended contacts transmitted to the user device that is to be included as a participant in the shared pool, wherein the shared resource pool is augmented in response to ascertained completion of one or more objectives that must be completed to reach the finite resource cap;
receiving, via the network, one or more user requests from a plurality of users that include the at least one contact, the one or more user requests initiating incorporating of the plurality of users in the shared resource pool;
authenticating respective authentication credentials of the plurality of users by comparing the respective authentication credentials to stored user authentication credentials, and based thereon grant access to the shared resource pool;
maintaining a user records log of user contributions for completing the one or more objectives;
updating status data used to initiate display of a progress status indicator representing completion of the one or more objectives;
and
distributing, once the finite resource cap is satisfied, one or more resources to user accounts of the plurality of users, the one or more resources that are distributed to each of the user accounts being less than the shared resource pool.

6 more elements

A computer-implemented method, comprising:

transmitting, from a user device and over a network to a computing system, authentication credentials of a user and a request to authenticate the authentication credentials;
receiving, by the user device from the computing system and via the network, confirmation that the computing system successfully authenticated the authentication credentials;
receiving from the computing system via the network, a list of recommended contacts derived from user data associated with the authentication credentials;
displaying, via a user interface of the user device, the list of recommended contacts for selection as a potential participant in a resource pooling campaign;
transmitting, from the user device via the network, a request to create a shared resource pool of resources that has a finite resource cap, the request indicating at least one contact from the list of recommended contacts to be included as a participant in the shared resource pool, wherein the shared resource pool is augmented in response to ascertained completion of one or more objectives that must be completed to reach the finite resource cap;
transmitting, to the computing system, a request for authentication of the at least one contact;
receiving confirmation, from the computing system via the network, that the at least one contact was successfully authenticated by the computing system, and based thereon, granted access to the shared resource pool of resources;
receiving status data indicating completion of the one or more objectives and based thereon generating and displaying a progress status indicator representing the completion of user contributions towards completing the one or more objectives;
receiving, via the network, an indication representing (i) satisfaction of the finite resource cap and (ii) distribution of one or more resources to a user account of the user;
and
displaying a notification via the user interface indicating the distribution of the one or more resources to the user account.

8 more elements

Dependencies are inferred from the claim text.