Insurance premium calculation system, beauty level estimation system, and overall health estimation system

An insurance premium calculation system comprising:

• an acquisition unit that acquires diversity data of intestinal microbiota of a pet animal kept by a user;
• and
• a processor that calculates an insurance risk of the pet animal kept by the user based on the diversity data of the intestinal microbiota and a correlation between diversity data of intestinal microbiota of a pet animal and an insurance risk.

An insurance premium calculation method comprising, in the following order, the steps of:

• acquiring diversity data of intestinal microbiota;
• and
• calculating, by a computer, an insurance risk of a pet animal kept by a user based on the diversity data of the pet animal kept by the user and a correlation.

A beauty level estimation system comprising:

• an acquisition unit that acquires diversity data of intestinal microbiota of a pet animal kept by a user;
• and
• a processor that calculates a beauty level of the pet animal kept by the user based on the diversity data of the intestinal microbiota of the pet animal and a correlation between diversity data of intestinal microbiota of a pet animal and a beauty level.