Systems and methods for processing cryptocurrency transactions

A server computer comprising:

• a processor;
• and
• a computer readable medium, the computer readable medium comprising code, executable by the processor, for implementing a method comprising:
• receiving a transaction request for a cryptocurrency transaction from a user associated with a user device to a resource provider associated with a resource provider computer, the transaction request comprising an indication of a cryptocurrency wallet associated with the user and a transaction amount, wherein the cryptocurrency wallet comprises a funding source;
• communicating with a cryptocurrency exchange computer associated with the cryptocurrency wallet to determine that a balance of the funding source is greater than or equal to the transaction amount;
• providing, to the user device, transaction details including the funding source, the transaction amount, and the balance of the funding source in the cryptocurrency wallet;
• receiving confirmation of the cryptocurrency transaction from the user device;
• transmitting an instruction to the cryptocurrency exchange computer to place a hold on the funding source for the transaction amount;
• providing an authorization message to the resource provider computer indicating authorization of the cryptocurrency transaction;
• receiving, from the resource provider computer, an acceptance message;
• and
• providing, to the cryptocurrency exchange computer, the acceptance message, wherein a transfer of cryptocurrency funds in the transaction amount from the funding source to an account of the resource provider associated with the resource provider computer thereafter occurs.

A method comprising:

• receiving, by a server computer, a predetermined amount of funds from a cryptocurrency exchange computer, wherein the predetermined amount of funds is stored in an exchange sub-wallet of the server computer that is associated with the cryptocurrency exchange computer;
• receiving, by a server computer, transaction information associated with a transaction between a user and a resource provider, wherein the transaction comprises a transaction amount and is associated with a cryptocurrency exchange computer;
• and
• at a first predetermined interval, transferring, by the server computer, funds in the transaction amount from the exchange sub-wallet to a settlement wallet of the server computer.