System, device and method for digital payment
AssigneeNayax Ltd.
InventorsDavid BEN-AVI, Guy ROSENHOIZ
Life of this patent
Estimating the term…
Abstract
A system, and a product for purchasing goods with a digital wallet application is disclosed. The system includes an issuer server comprising processing circuitry. The processing circuitry is configured to: issue a single-use payment card string based on a location of a computing device comprising a digital wallet application. The digital wallet application is configured to enable payment by transferring the payment string to a payment terminal at a point of sale (POS) of a merchant and the payment terminal is configured to request approval for a requested amount of money from the issuer server and to receive the requested amount of money after the approval from the issuer server.
Claims25
-51. (canceled)
A system for making payments with a digital wallet application comprising:
- a computing device;
- an issuer server comprises a processing circuitry, wherein the processing circuitry is configured to:
- receive a location of the computing device from a location unit in the computing device and determine a number of a payment string based on the location;
- issue a single-use payment card string based on the location of the computing device;
- upload the single-use payment card string to a digital wallet application installed on the computing device, wherein the digital wallet application is configured to enable payment by transferring the payment string to a payment terminal at a point of sale (POS) of a merchant and the payment terminal is configured to request approval for a requested amount of money from the issuer server and to receive the requested amount of money after the approval from the issuer server;
- send a request to remove the single-use payment card string from the digital wallet when a payment session ends;
- and
- delete the single-use payment card string.
A product comprising one or more tangible computer-readable non-transitory storage media comprising program instructions for making payments with a digital wallet application, wherein execution of the program instructions by one or more processors of an issuer server comprising:
- receiving a location from a location unit at a computing device and determine a number of a payment string based on the location;
- issuing a single-use payment card string based on the location of the computing device;
- uploading the single-use payment card string to a digital wallet application installed on the computing device, wherein the digital wallet application is configured to enable payment by transferring the payment card string to a payment terminal at a point of sale (POS) of a merchant, and the payment terminal is configured to request approval for a requested amount of money from the issuer server and to receive the requested amount of money after the approval from the issuer server;
- sending a request to remove the single-use payment card string from the digital wallet when a payment session ends;
- and
- deleting the single-use payment card string.
Dependencies are inferred from the claim text.