Multi-Factor Authenticated Virtual Transaction Systems And Methods

Abstract

According to an embodiment, a multi-factor authenticated virtual transaction method of an intermediary processor may be provided. The method may include receiving, into the intermediary processor, a transaction initiation signal, generating a biometric challenge signal in response to the receiving of the transaction initiation signal, transmitting, towards a virtual terminal, the biometric challenge signal, receiving, from the virtual terminal, a biometric input signal including biometric input, and comparing the received biometric input and a biometric token to determine whether a match occurs. When the match does not occur, transmitting a biometric match fail signal to the virtual terminal. When the match does occur, generating an authorization request signal, transmitting the authorization request signal towards an authorization processor, and receiving a response to the authorization request signal.

Dependencies are inferred from the claim text.