Systems, Methods, and Computer Program Products for Automatically Selecting a Card for Contactless Payment

A system for automatically selecting one of a plurality of payment cards for contactless payment, the system comprising:

• the plurality of payment cards, wherein each respective payment card of the plurality of payment cards comprises:
• a respective priority input circuit;
• a respective priority indication circuit, each respective priority indication circuit storing a respective priority indicator for the respective payment card;
• and
• a respective communication circuit,
• wherein the plurality of payment cards comprises a first payment card, the respective priority input circuit of the first payment card comprising a first priority input circuit, the respective priority indication circuit of the first payment card comprising a first priority indication circuit, the respective communication circuit of the first payment card comprising a first communication circuit, the first payment card configured to:
• receive, by the first priority input circuit, a priority adjusting input;
• and
• in response to receiving the priority adjusting input, adjust, by the first priority indication circuit, the respective priority indicator of the first payment card based on the priority adjusting input, and
• wherein each respective payment card of the plurality of payment cards is configured to:
• receive, by each respective communication circuit of each respective payment card of the plurality of payment cards, a polling request from a transaction terminal;
• and
• in response to receiving the polling request, transmit, by each respective communication circuit of each respective payment card of the plurality of payment cards, a respective response to the polling request, each respective response to the polling request comprising the respective priority indicator for the respective payment card, the respective priority indicator of the first payment card indicating a highest priority for selection for contactless payment by the transaction terminal.