# US 2025/0165627 A1 · Systems and methods for secure and transparent execution of distributed operations

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- Number: US 2025/0165627 A1
- Document ID: US20250165627A1
- Status: Published application
- Kind: A1
- Application number: 18/952,771
- Filed: 2024-11-19
- Published: 2025-05-22
- Earliest claimed: 2023-11-20
- Assignees: ModermFI, Inc.
- Applicants: ModermFI, Inc.
- Inventors: Paolo Bertolotti; Adam DeVita; Muguel Perez; Daniel Murphy
- Web page: https://patentgrep.com/patent/US20250165627A1

## CPC

- H04L 63/20: {for managing network security; network security policies in general (filtering policies H04L63/0227)}
- G06F 21/606: {by securing the transmission between two devices or processes}
- H04L 67/10: in which an application is distributed across nodes in the network (software deployment G06F8/60; multiprogramming arrangements G06F9/46)
- H04L: TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION (arrangements common to telegraphic and telephonic communication H04M)
- G06F: ELECTRIC DIGITAL DATA PROCESSING (computer systems based on specific computational models G06N)

## Abstract

An integration system is provided that defines a first network of computer systems that establish communication protocols and security requirements. The architecture includes a layered data model, where the architecture and/or model enable improvement over conventional security, data redundancy, and further improves communication/execution efficiency. The first network can be tailored to perform distributed operations, and for example, integrate the distributed operations transparently into existing systems, so that the new functionality is seamless and indistinguishable from native data/database operations. The data model can be configured to associate layers of the model with respective systems and distribute operations such that real world analogs for the data are held across many systems. Various interface elements integrate into existing DBS, and provide visualization of distributed functionality within the DBS environment.

## Claims

### Claim 1

A distributed data management system, comprising at least one processor operatively connected to a memory, the at least one processor when executing configured to:
instantiate a logical integration layer, the integration layer configured to:
provide a secure communication channel between a first digital banking subsystem (“DBS”) and a first network of systems;
accept a plurality of requests in a native format of the first DBS;
map the plurality of requests having a distributed operation target or distributed operation source into a plurality of corresponding distributed operations on the first network;
manage communication of aggregated results of respective ones of the plurality of distributed operations for display by a first visual object in the first DBS; and
enable access to detailed distribution information reflecting detailed properties of the aggregated results via the first visual object.

### Claim 2 (depends on 1)

The system of claim 1, wherein the distributed operation target or the distributed operation source includes a sweep account.

### Claim 3 (depends on 1)

The system of claim 1, wherein the native format of the DBS comprises a non-distributed format.

### Claim 4 (depends on 3)

The system of claim 3, wherein the non-distributed format comprises operations specifying execution on systems managed by an entity.

### Claim 5 (depends on 3)

The system of claim 3, wherein the non-distributed format includes specification of a single operation source and single operation target managed by an entity.

### Claim 6 (depends on 5)

The system of claim 5, wherein non-distributed native operations operate on accounts available through the first DBS.

### Claim 7 (depends on 1)

The system of claim 1, further comprising a first visual object associated with the DBS, configured to display aggregate, individual, and participant level information associated with the execution or results of the distributed operation.

### Claim 8 (depends on 7)

The system of claim 7, wherein the visual object is configured to be accessible via a display within user interfaces presented by the first DBS.

### Claim 9 (depends on 8)

The system of claim 8, wherein the first visual object is configured to accept client requests according to a format defined by native request visualization and operation for non-distributed operation.

### Claim 10 (depends on 9)

The system of claim 9, wherein the first visual object is configured to display distributed operation functionality in conjunction with non-distributed functionality native to the first DBS.

### Claim 11

A distributed data management system, comprising at least one processor operatively connected to a memory, the at least one processor when executing configured to:
extend an existing digital banking subsystem (“DBS”) having native operations to include distributed operation, the distributed operation executed in response to accepting native formatted operation requests from the DBS having a distributed operation target or source;
mapping at least some of the accepted native formatted operation requests from the DBS to a first network, the first network comprising:
a distributed architecture including an execution manager, the execution manager configured to:
accept and transform respective native requests into respective distributed operations;
generate individual client level records based on the native formatted operation requests; and
generate aggregate information for a plurality of clients based on aggregating net results of the native formatted operation requests; and
a first visual object associated with the DBS, configured to display aggregate, individual, and participant level information associated with the execution or results of the distributed operation.

### Claim 12 (depends on 11)

The system of claim 11, wherein non-distributed native operations operate on accounts available through the DBS.

### Claim 13 (depends on 11)

The system of claim 11, wherein the first visual object is configured to accept client requests according to a format defined by native request visualization and operation for non-distributed operation.

### Claim 14 (depends on 11)

The system of claim 11, wherein the first visual object is configured to display distributed operation functionality in conjunction with non-distributed functionality.

### Claim 15

A computer implemented method comprising:
instantiating, by at least one processor, a logical integration layer, wherein instantiating the integration layer includes:
providing a secure communication channel between a first digital banking subsystem (“DBS”) and a first network of systems;
accepting a plurality of requests in a native format of the first DBS; and
mapping the plurality of requests having a distributed operation target or distributed operation source into a plurality of corresponding distributed operations on the first network;
managing, by the at least one processor, communication of aggregated results of respective ones of the plurality of distributed operations for display by a first visual object in the first DBS; and
enabling, by the at least one processor, access to detailed distribution information reflecting detailed properties of the aggregated results via the first visual object.

### Claim 16 (depends on 15)

The method of claim 15, wherein the method further comprises identifying a sweep account managed via the first network as a distributed operation target or the distributed operation source.

### Claim 17 (depends on 15)

The method of claim 15, wherein the method further comprises accepting the native format operations of the DBS that comprise a non-distributed format.

### Claim 18 (depends on 17)

The method of claim 17, wherein the non-distributed format comprises operations specifying execution on systems managed by an entity.

### Claim 19 (depends on 17)

The system of claim 17, wherein the non-distributed format includes specification of a single operation source and single operation target managed by the entity.

### Claim 20 (depends on 17)

The method of claim 17, the wherein non-distributed native operations operate on accounts available through the first DBS.
