US 2025/0094983 A1Published application

Secure authentication and transaction system and method

AssigneeMultiple Shift Key, Inc.

InventorRaymond J. Gallagher

Life of this patent

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Abstract

A secure user authentication system, operable over a client-server communications network to authenticate a system user. The system includes an application server which includes a site which is able to be enabled, and an authentication server, which is able to enable the application server site. The authentication server includes a core database, and receives and stores user authentication-enabling data in the core database. The system further includes a client, and a client program which is able to be actuated in the client. The client program includes the user authentication-enabling data. Upon actuation, the client program automatically directly connects to the authentication server, and sends the client authentication-enabling data to the authentication server, for secure user authentication by the authentication server.

Claims1

Dependent claims

A secure user authentication system, operable over a client-server

communications network to authenticate a system user, comprising:
an application server, in the client-server communications network, which
includes a site, wherein the site is able to be enabled to comprise an enabled application server
site;
an authentication server, in the client-server communications network, which is
able to enable the application server site to comprise the enabled application server site, which
authentication server includes a core database, and which receives and stores user authentication
enabling
data in the core database;
a client, in the client-server communications network;
and
a client program, which is able to be actuated in the client, which includes the
user authentication-enabling data, and which, upon actuation thereof, automatically directly
connects to the authentication server and sends the client authentication-enabling data to the
authentication server for secure user authentication by the authentication server, and which does
not send the user authentication-enabling data to the enabled application server site.

13 more elements

Dependencies are inferred from the claim text.

Facts

Application: 18/968,454Filed 4 Dec 2024
Priority: 7 Oct 2005
Published: 20 Mar 2025
Term ends: Not estimatedThe source records don’t support an estimate.

Classification17 codes

G06Q 20/401
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check…:…
H04L 9/3213
Involving a third party or a trusted authority: using tickets or tokens, e.g. Kerberos
G06Q 20/3674
Involving electronic purses or money safes: involving authentication
G06Q 20/3829
Insuring higher security of transaction: involving key management

Family

Application60/724,691Us provisional application · filed 7 Oct 2005
Application11/544,302Continuation · filed 6 Oct 2006
Application12/978,105Continuation · filed 23 Dec 2010
Application14/797,160Continuation · filed 12 Jul 2015
Application15/967,377Continuation · filed 30 Apr 2018
Application18/590,198Continuation · filed 28 Feb 2024
Application18/968,454Continuation
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From the US filing history. Foreign family members aren’t listed.