# US 2025/0094946 A1 · Systems and methods for target bridging

> Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt

- Number: US 2025/0094946 A1
- Document ID: US20250094946A1
- Status: Published application
- Kind: A1
- Application number: 18/727,679
- Filed: 2022-11-09
- Published: 2025-03-20
- Earliest claimed: 2022-01-09
- Assignees: Tbcasoft, Inc.
- Applicants: Tbcasoft, Inc.
- Inventors: Ling WU; Dennis WONG; Simon MA; William WU; Shieng-Chyuarn JANG
- Web page: https://patentgrep.com/patent/US20250094946A1

## CPC

- G06Q 20/10: specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q 20/3274: {using a pictured code, e.g. barcode or QR-code, being displayed on the M-device}
- G06Q 20/027: {involving a payment switch or gateway}
- G06Q 20/389: {Keeping log of transactions for guaranteeing non-repudiation of a transaction}
- G06Q 30/0601: Electronic shopping [e-shopping]
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

The present disclosure relates to target bridging technology which enables a payer of a first service provider to present a target of a second service provider to a receiver of the second service provider who does not recognize a target of the first service provider. The inventive system for target bridging service involves all or some of a portable device of the payer, a first management system of the first service provider, a scanning system of the receiver, a second management system of the second service provider, a bridging system of a bridging service provider and a target generator.

## Claims

### Claim 1

A method for target bridging between a portable device of a payer of a first service provider and a scanning system of a receiver of a second service provider different from the first service provider, comprising:
receiving, by a first management system of the first service provider, a target content of a second service provider or a bridging target generated based on the target content, from a bridging system of a bridging service provider for the payer; and
wirelessly providing, by the first management system of the first service provider, the target content of the second service provider or the bridging target, to the portable device of the payer to present the bridging target generated based on the target content to the scanning system of the receiver of the second service provider, which recognizes the bridging target;
wherein the scanning system of the receiver does not recognize a target of the first service provider.

### Claim 2 (depends on 1)

The method of claim 1, wherein each of the target and the bridging target is a QR code.

### Claim 3 (depends on 1)

The method of claim 1, wherein the first service provider is located in a first country and the second service provider is located in a second country, and the first country is different from the second country.

### Claim 4 (depends on 1)

The method of claim 1, before receiving the target content of the second service provider or the bridging target further comprising:
wirelessly receiving, by the first management system, a target content request from the portable device of the payer for the target content of the second service provider; and
providing, by the first management system, the target content request to the bridging system.

### Claim 5 (depends on 1)

The method of claim 1, after wirelessly providing the target content of the second service provider or the bridging target to the portable device of the payer to present the bridging target to the scanning system of the receiver further comprising:
receiving, by the first management system, a transaction request from the bridging system after the scanning system of the receiver scans the bridging target;
providing, by the first management system, a transaction approval to the bridging system; and
receiving, by the first management system, a transaction notice from the bridging system, after the bridging system records a transaction associated with the transaction notice.

### Claim 6 (depends on 5)

The method of claim 5, before providing the transaction approval to the bridging system further comprising:
wirelessly providing, by the first management system, the transaction request to the portable device of the payer; and
wirelessly receiving, by the first management system, the transaction approval from the portable device of the payer.

### Claim 7 (depends on 4)

The method of claim 4, further comprising:
authenticating, by the first management system, both the payer and the portable device of the payer.

### Claim 8 (depends on 7)

The method of claim 7, wherein the first management system authenticates both the payer and the portable device of the payer before providing the target content request to the bridging system.

### Claim 9 (depends on 5)

The method of claim 5, further comprising:
determining, by the first management system, whether the transaction is valid before providing the transaction approval to the bridging system.

### Claim 10 (depends on 1)

The method of claim 1, wherein the target content comprises a first time stamp indicating a first time point the target content is generated.

### Claim 11 (depends on 5)

The method of claim 5, wherein:
the target content comprises a first time stamp indicating a first time point the target content is generated; and
the transaction request comprises a second time stamp indicating a second time point the scanning system of the receiver scans the bridging target.

### Claim 12 (depends on 11)

The method of claim 11, further comprising:
determining whether the time difference between the first time stamp and the second time stamp exceeds a predetermined period.

### Claim 13 (depends on 1)

The method of claim 1, wherein the bridging service provider is the first service provider or the second service provider.

### Claim 14 (depends on 1)

The method of claim 1, wherein the bridging service provider is neither the first service provider nor the second service provider.

### Claim 15 (depends on 1)

The method of claim 1, wherein the bridging system of the bridging service provider is capable of providing the target content of multiple different service providers.

### Claim 16 (depends on 15)

The method of claim 15, wherein said multiple different service providers are located in multiple different countries.

### Claim 17 (depends on 4)

The method of claim 4, wherein the bridging system generates a bridging transaction identifier after receiving the target content request from the first management system.

### Claim 18 (depends on 17)

The method of claim 17, after wirelessly providing the target content of the second service provider or the bridging target to the portable device of the payer to present the bridging target to the scanning system of the receiver further comprising:
receiving, by the first management system, a transaction request from the bridging system after the scanning system of the receiver scans the bridging target;
providing, by the first management system, a transaction approval to the bridging system; and
receiving, by the first management system, a transaction notice from the bridging system, after the bridging system records a transaction associated with the transaction notice;
wherein the bridging system generates at least one job ID corresponding to the bridging transaction identifier and records the transaction based on the job ID.

### Claim 19 (depends on 5)

The method of claim 5, wherein the bridging system records the transaction in a distributed ledger.

### Claim 20 (depends on 1)

The method of claim 1, wherein a list of the second service provider is selected based on a location of the portable device of the payer.

### Claim 21

A method for target bridging between a portable device of a payer of a first service provider and a scanning system of a receiver of a second service provider different from the first service provider, comprising:
receiving, by a bridging system of a bridging service provider, a target content of the second service provider or a bridging target generated based on the target content, from a target generator; and
providing, by the bridging system of the bridging service provider, the target content or the bridging target to the first management system of the first service provider, so that the portable device of the payer presents the bridging target generated based on the target content to the scanning system of the receiver which recognizes the bridging target;
wherein the scanning system of the receiver does not recognize a target of the first service provider.

### Claim 22 (depends on 21)

The method of claim 21, wherein each of the target and the bridging target is a QR code.

### Claim 23 (depends on 21)

The method of claim 21, wherein the first service provider is located in a first country and a second service provider is located in a second country, and the first country is different from the second country.

### Claim 24 (depends on 21)

The method of claim 21, wherein the target generator is a system of the second service provider.

### Claim 25 (depends on 21)

The method of claim 21, wherein the target generator is a system of the bridging service provider.

### Claim 26 (depends on 21)

The method of claim 21, before receiving the target content of the second service provider further comprising:
receiving, by the bridging system, a target content request from the first management system for the target content of the second service provider; and
providing, by the bridging system, the target content request to the target generator.

### Claim 27 (depends on 21)

The method of claim 21, after providing the target content or the bridging target to the first management system further comprising:
receiving, by the bridging system, a transaction request from a second management system of the second service provider after the scanning system scans the bridging target;
providing, by the bridging system, the transaction request to the first management system;
receiving, by the bridging system, a transaction approval from the first management system after a transaction associated with the transaction request is approved; and
recording, by the bridging system, the transaction.

### Claim 28 (depends on 21)

The method of claim 21, wherein the bridging system receives a first time stamp from the target generator in addition to the target content or the bridging target.

### Claim 29 (depends on 27)

The method of claim 27, wherein:
the bridging system receives a first time stamp from the target generator in addition to the target content or the bridging target, and the first time stamp indicates a first time the target content or the bridging target is provided; and
the bridging system receives a second time stamp from the second management system in addition to the transaction request, and the second time stamp indicates a second time the scanning system scans the target.

### Claim 30 (depends on 29)

The method of claim 29, further comprising:
determining whether the time difference between the first time stamp and the second time stamp exceeds a predetermined period.

### Claim 31 (depends on 21)

The method of claim 21, wherein the bridging service provider is neither the first service provider nor the second service provider.

### Claim 32 (depends on 31)

The method of claim 31, wherein the bridging system of the bridging service provider is capable of providing the target content of multiple different service providers.

### Claim 33 (depends on 32)

The method of claim 32, wherein said different service providers located in multiple different countries.

### Claim 34 (depends on 26)

The method of claim 26, wherein the bridging system generates a bridging transaction identifier after receiving the target content request from the first management system.

### Claim 35 (depends on 34)

The method of claim 34, after providing the target content or the bridging target to the first management system further comprising:
receiving, by the bridging system, a transaction request from a second management system of the second service provider after the scanning system scans the bridging target;
providing, by the bridging system, the transaction request to the first management system;
receiving, by the bridging system, a transaction approval from the first management system after a transaction associated with the transaction request is approved; and
recording, by the bridging system, the transaction;
wherein the bridging system generates at least one job ID corresponding to the bridging transaction identifier and records the transaction based on the job ID.

### Claim 36 (depends on 21)

The method of claim 21, wherein a second management system of the second service provider records the transaction in a distributed ledger.

### Claim 37 (depends on 21)

The method of claim 21, wherein a list of the second service provider is selected based on a location of the portable device of the payer.