Systems and methods for executing a customized home search
AssigneeState Farm Mutual Automobile Insurance Company
InventorsJohn Ryan Hailey, John Andrew Schirano, Erin Ann Olander
Life of this patent
Estimating the term…
Abstract
A home cost analysis server for executing a customized home search may include a processor programmed to define a user budget constraint, receive a list of available homes, and determine an initial monthly cost for each home. The processor may also identify one or more additional home costs based on historical insurance claim data. The processor may also display available homes that satisfy the user budget constraint.
Claims20
A home analysis server comprising at least one processor in communication with at least one memory, wherein the at least one processor is programmed to:
- retrieve, from a first database, a list of a plurality of available homes in a user-selected geographic area;
- retrieve, from a second database, historical insurance claim data for a plurality of insured homes in the geographic area;
- determine an initial monthly home cost for each respective available home on the list;
- identify, using at least one of image processing or text processing on the historical insurance claim data, one or more additional home costs for one or more available homes of the plurality of available homes based upon shared features with the insured homes;
- and
- display, within a graphical user interface at a user computing device, one or more available homes of the plurality of available homes, the respective monthly home cost for each one or more available homes, and the respective one or more additional home costs for each one or more available homes, the respective one or more additional home costs represented within a visual indicator identifying the one or more additional homes cost relative to the initial monthly home cost or a list price of the respective available home.
A computer-implemented method for executing a customized home search, the method implemented using a home cost analysis server including at least one processor in communication with a memory, the method comprising:
- retrieving, from a first database, a list of a plurality of available homes in a user-selected geographic area;
- retrieving, from a second database, historical insurance claim data for a plurality of insured homes in the geographic area;
- determining an initial monthly home cost for each respective available home on the list;
- identifying, using at least one of image processing or text processing on the historical insurance claim data, one or more additional home costs for one or more available homes of the plurality of available homes based upon shared features with the insured homes;
- and
- displaying, within a graphical user interface at a user computing device, one or more available homes of the plurality of available homes, the respective monthly home cost for each one or more available homes, and the respective one or more additional home costs for each one or more available homes, the respective one or more additional home costs represented within a visual indicator identifying the one or more additional homes cost relative to the initial monthly home cost or a list price of the respective available home.
At least one non-transitory computer-readable storage media having computer-executable instructions embodied thereon, wherein when executed by a home cost analysis server including at least one processor in communication with a memory, the computer-executable instructions cause the at least one processor to:
- retrieve, from a first database, a list of a plurality of available homes in a user-selected geographic area;
- retrieve, from a second database, historical insurance claim data for a plurality of insured homes in the geographic area;
- determine an initial monthly home cost for each respective available home on the list;
- identify, using at least one of image processing or text processing on the historical insurance claim data, one or more additional home costs for one or more available homes of the plurality of available homes based upon shared features with the insured homes;
- and
- display, within a graphical user interface at a user computing device, one or more available homes of the plurality of available homes, the respective monthly home cost for each one or more available homes, and the respective one or more additional home costs for each one or more available homes, the respective one or more additional home costs represented within a visual indicator identifying the one or more additional homes cost relative to the initial monthly home cost or a list price of the respective available home.
Dependencies are inferred from the claim text.