Vehicle telematics systems and methods

A computer-implemented method implemented by a computing system for determining whether a vehicle is operating within operational parameters, the computing system including at least one processor in communication with at least one memory, the method comprising:

• receiving vehicle data for a selected vehicle and user data for a user of the selected vehicle, wherein the user data includes historical telematics data associated with the user;
• inputting the vehicle data and the user data into a model;
• outputting, from the model, vehicle operational parameters for operating the selected vehicle;
• displaying, through an application executing on a user device of the user, the vehicle operational parameters, wherein displaying the vehicle operational parameters includes displaying a message requesting the user to approve the vehicle operational parameters;
• and
• in response to receiving, from the application, an approval of the vehicle operational parameters:
• receiving, from one or more telematics sensors associated with the selected vehicle, current telematics data;
• determining, based upon the current telematics data, whether the selected vehicle is being operated by the user within the vehicle operational parameters;
• and
• causing a dashboard to be displayed through the application on the user device, wherein the dashboard includes the current telematics data and the determination of whether the selected vehicle is being operated within the vehicle operational parameters.

At least one non-transitory computer-readable storage medium having computer-executable instructions embodied thereon, wherein when executed by at least one processor for determining whether a vehicle is operating within operational parameters, the at least one processor in communication with at least one memory, the computer-executable instructions cause the at least one processor to:

• receive vehicle data for a selected vehicle and user data for a user of the selected vehicle, wherein the user data includes historical telematics data associated with the user;
• input the vehicle data and the user data into a model;
• output, from the model, vehicle operational parameters for operating the selected vehicle;
• display, through an application executing on a user device of the user, the vehicle operational parameters, wherein displaying the vehicle operational parameters includes displaying a message requesting the user to approve the vehicle operational parameters;
• and
• in response to receiving, from the application, an approval of the vehicle operational parameters:
• receive, from one or more telematics sensors associated with the selected vehicle, current telematics data;
• determine, based upon the current telematics data, whether the selected vehicle is being operated by the user within the vehicle operational parameters;
• and
• cause a dashboard to be displayed through the application on the user device, wherein the dashboard includes the current telematics data and the determination of whether the selected vehicle is being operated within the vehicle operational parameters.