Systems and methods for in-application and in-browser purchases

A system, comprising:

• a client device comprising a processor and a memory;
• and
• machine-readable instructions stored in the memory that, when executed by the processor, cause the client device to at least:
• identify a purchase request from a merchant application executed on the client device;
• generate a security attestation for the purchase request based at least in part on executing a security library installed in the client device, the security attestation being provided to a wallet provider;
• determine whether the purchase request is authorized based at least in part on data provided from the wallet provider in association with the security attestation;
• and
• transmit a token for an account to the wallet provider based at least in part on the determination of whether the purchase request is authorized.

A non-transitory, computer-readable medium, comprising machine-readable instructions that, when executed by a processor of a client device, cause the client device to at least:

• identify a purchase request from a merchant application executed on the client device;
• generate a security attestation for the purchase request based at least in part on executing a security library installed in the client device, the security attestation being provided to a wallet provider;
• determine whether the purchase request is authorized based at least in part on data provided from the wallet provider in association with the security attestation;
• and
• transmit a token for an account to the wallet provider based at least in part on the determination of whether the purchase request is authorized.