Apparatuses, methods, and computer program products for digital identity based authentication

An apparatus for digital identity based authentication comprising at least one processor and at least one memory, the at least one memory having computer-code instructed stored thereon that, in execution with the at least one processor, configure the apparatus to:

• receive a request for authentication associated with a first user;
• determine attributes associated with the first user, wherein the attributes comprise:
• at least one static attribute, wherein static attributes comprises attributes of the first user that remain constant over time;
• and/or
• at least one dynamic attribute, wherein dynamic attributes comprises attributes of the first user that vary over time;
• generate an inquiry authentication credential based upon the at least one static attribute and the at least one dynamic attribute determined for the first user;
• query a digital identity construct database storing one or more previously acquired attributes of the first user, wherein the digital identity construct database comprises at least one previously acquired iteration of the at least one determined static attribute and at least one previously acquired iteration of the at least one determined dynamic attribute of the first user;
• obtain a verified authentication credential based upon the previously acquired iteration of the at least one determined static attribute of the first user and the previously acquired iteration of the at least one determined dynamic attribute of the first user;
• and
• authenticate the first user based upon a comparison between the inquiry authentication credential and the verified authentication credential.

A computer program product for digital identity based authentication comprising at least one non-transitory computer-readable storage medium having computer program code thereon that, in execution with at least one processor, configures the computer program product for:

• receiving a request for authentication associated with a first user;
• determining attributes associated with the first user, wherein the attributes comprise:
• at least one static attribute, wherein static attributes comprises attributes of the first user that remain constant over time;
• and/or
• at least one dynamic attribute, wherein dynamic attributes comprises attributes of the first user that vary over time;
• generating an inquiry authentication credential based upon the at least one static attribute and the at least one dynamic attribute determined for the first user;
• querying a digital identity construct database storing one or more previously acquired attributes of the first user, wherein the digital identity construct database comprises at least one previously acquired iteration of the at least one determined static attribute and at least one previously acquired iteration of the at least one determined dynamic attribute of the first user;
• obtaining a verified authentication credential based upon the previously acquired iteration of the at least one determined static attribute of the first user and the previously acquired iteration of the at least one determined dynamic attribute of the first user;
• and
• authenticating the first user based upon a comparison between the inquiry authentication credential and the verified authentication credential.