Authentication orchestration system

A non-transitory computer-readable storage medium including instructions that, when processed by one or more processors, configure the one or more processors to perform operations comprising:

• receiving, from an authentication client, an authentication request, the authentication request comprising an indication of an account and an indication of a goal authentication level;
• accessing a current authentication level;
• adjusting, based on a risk level, the goal authentication level to an adjusted goal authentication level;
• selecting a challenge method of a plurality of challenge methods based on a difference between the adjusted goal authentication level and the current authentication level;
• performing the selected challenge method with a user associated with the account;
• and
• causing to be sent, to the authentication client, an indication of whether the adjusted authentication level was achieved.

A method comprising:

• receiving, by one or more processors, from an authentication client, an authentication request, the authentication request comprising an indication of an account and an indication of a goal authentication level;
• accessing a current authentication level;
• adjusting, based on a risk level, the goal authentication level to an adjusted goal authentication level;
• selecting a challenge method of a plurality of challenge methods based on a difference between the adjusted goal authentication level and the current authentication level;
• performing the selected challenge method with a user associated with the account;
• and
• causing to be sent, to the authentication client, an indication of whether the adjusted authentication level was achieved.