Computerized systems and methods for biometric authentication via a smart wearable device

A device comprising:

• a processor configured to:
• receive, over a network, a request from a user for access to a secure resource;
• collect, for a time period, biometric data for the user via a wearable device associated with the user;
• analyze, via execution of a computational analysis application, the biometric data based on a vein model of the user, the vein model comprising information related to known vein patterns of the user respective to a position on the user associated with the wearable device;
• determine, based on the analysis, to authenticate the request, the determination being based on a computational similarity between the biometric data and the vein model;
• and
• communicate, over the network, via the wearable device, identifier (ID) information related to the user to the secure resource, the ID information cause the access request to be granted by the secure resource.

A non-transitory computer-readable storage medium tangibly encoded with computer-executable instructions, that when executed by a processor of a device, perform a method comprising:

• receiving, over a network, a request from a user for access to a secure resource;
• collecting, for a time period, biometric data for the user via a wearable device associated with the user;
• analyzing, via execution of a computational analysis application, the biometric data based on a vein model of the user, the vein model comprising information related to known vein patterns of the user respective to a position on the user associated with the wearable device;
• determining, based on the analysis, to authenticate the request, the determination being based on a computational similarity between the biometric data and the vein model;
• and
• communicating, over the network, via the wearable device, identifier (ID) information related to the user to the secure resource, the ID information cause the access request to be granted by the secure resource.