Computer-based systems having computing devices programmed to execute fraud detection routines based on feature sets associated with input from physical cards and methods of use thereof

A point-of-service (POS) device comprising:

• a communication circuitry configured to communicate with a transaction device associated with an individual using the transaction device to transact with the POS device;
• one or more processors;
• and
• at least one computer-readable non-transitory memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, cause the one or more processors, upon initiation of a transaction involving the transaction device, to:
• obtain one or more sensory inputs as at least one feature set from the transaction device, wherein the at least one feature set is stored in the transaction device;
• obtain an identifier from the transaction device, the identifier identifying historical data associated with the individual, the historical data being stored in the at least one computer-readable non-transitory memory and established by applying at least one machine learning technique to historical card-usage information of the individual;
• and
• map the at least one feature set against the historical data to facilitate the POS device to perform at least one action related to the transaction device.

A transactional device comprising:

• at least one sensor configured to acquire one or more sensory inputs associated with an individual in possession of the transaction device;
• a communication circuitry configured to communicate with a point-of-service (POS) device;
• one or more processors;
• and
• at least one computer-readable non-transitory memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, cause the one or more processors, upon initiation of a transaction by the individual with the POS device, to:
• obtain the one or more sensory inputs;
• and
• store the one or more sensory inputs as at least one feature set in the at least one computer-readable non-transitory memory.