Transactional biometric enrollment

A method for transactional biometric enrollment, comprising:

• building a biometric template seed comprising a plurality of trusted biometric references;
• initiating a first contactless transaction;
• capturing a first biometric sample during the first contactless transaction;
• determining a biometric enrollment status of a user;
• if the enrollment status is active, determining if a biometric template seed is complete;
• and
• if the biometric template seed is complete, generating a first biometric probe from the first biometric sample, comparing the first biometric probe to the biometric template seed and if the first biometric probe matches the biometric template seed, generating a first verified biometric reference from the first biometric probe and expanding a first biometric template with the first verified biometric reference.

A method for transactional biometric enrollment, comprising:

• initiating a first contactless transaction;
• capturing a first biometric sample during the first contactless transaction;
• determining a biometric enrollment status of a user;
• if the enrollment status is active, generating a first biometric probe from the first biometric sample and storing the first biometric probe as a biometric reference in a first biometric template;
• capturing a first subsequent biometric sample during a first subsequent contactless transaction;
• determining the biometric enrollment status of the user;
• if the enrollment status is active, generating a first subsequent biometric probe from the first subsequent biometric sample;
• and
• comparing the first subsequent biometric probe to the first biometric template and if the first subsequent biometric probe does not match the first biometric template, generating a second biometric template in which to store the first subsequent biometric probe as a first unverified biometric reference.

A method for transactional biometric enrollment, comprising:

• initiating a first contactless transaction;
• capturing a first biometric sample during the first contactless transaction;
• generating a first biometric probe from the first biometric sample;
• determining a biometric enrollment status of a user;
• if the enrollment status is active, determining whether on-line trust establishment is desired;
• if on-line trust establishment is desired, communicating a request to a user device;
• and
• in response to affirmation of the request, saving the first biometric probe as a trusted biometric reference in a biometric template.

A system for generating a trusted biometric reference, comprising:

• a biometric sensor configured to capture a first biometric sample during a first contactless transaction;
• a processor and biometric processing logic configured to generate a first biometric probe from the first biometric sample;
• a secondary identifier entered during a contact fallback event;
• if the secondary identifier confirms an authorized user, the processor and biometric processing logic configured to generate a first trusted biometric reference from the first biometric probe;
• and
• a memory configured to store the first trusted biometric reference in a biometric template seed.

A system for transactional biometric enrollment, comprising:

• a biometric template seed comprising a plurality of trusted biometric references;
• a biometric sensor configured to capture a first biometric sample during a first contactless transaction;
• a biometric processing logic configured to determine a biometric enrollment status of a user;
• if the enrollment status is active, the biometric processing logic configured to determine if a biometric template seed is complete;
• if the biometric template seed is complete, a processor and the biometric processing logic configured to generate a first biometric probe from the first biometric sample;
• and
• a matcher configured to compare the first biometric probe to the biometric template seed and if the first biometric probe matches the biometric template seed, the processor and biometric processing logic configured to generate a first verified biometric reference from the first biometric probe and a memory configured to store the first verified biometric reference in a first biometric template.

A system for transactional biometric enrollment, comprising:

• a biometric sensor configured to capture a first biometric sample during a first contactless transaction;
• a biometric processing logic configured to determine a biometric enrollment status of a user;
• if the enrollment status is active, a processor and the biometric processing logic configured to generate a first biometric probe from the first biometric sample;
• a memory configured to store the first biometric probe as a biometric reference in a first biometric template;
• the biometric sensor configured to capture a first subsequent biometric sample during a first subsequent contactless transaction;
• a biometric processing logic configured to determine a biometric enrollment status of a user;
• if the enrollment status is active, the processor and the biometric processing logic configured to generate a first subsequent biometric probe from the first subsequent biometric sample;
• and
• a matcher configured to compare the first subsequent biometric probe to the first biometric template and if the first subsequent biometric probe does not match the first biometric template, the processor and biometric processing logic configured to generate a second biometric template in which to store the first subsequent biometric probe as an unverified biometric reference.

A system for transactional biometric enrollment, comprising:

• a biometric sensor configured to capture a first biometric sample during the first contactless transaction;
• a processor and biometric processing logic configured to generate a first biometric probe from the first biometric sample;
• the biometric processing logic configured to determine a biometric enrollment status of a user;
• if the enrollment status is active, a biometric management module and a trust establishment module configured to determine whether on-line trust establishment is desired;
• if on-line trust establishment is desired, a digital banking system configured to communicate a request to a user device;
• and
• in response to affirmation of the request, saving the first biometric probe as a trusted biometric reference in a biometric template.