System for verification of pseudonymous credentials for digital identities with managed access to personal data on trust networks

A digital identity apparatus, a verification of at least one qualification of a user being used to generate a credential associated with a digital identity account maintained with an identity provider for authorizing the user to engage pseudonymously in a transaction with a provider, and a pseudonymous identifier associated with the credential being configured to enable identifying information about the user to be correlated to the transaction, the digital identity apparatus comprising:

• at least one digital identity memory configured to store digital identity data for the user associated with the digital identity account and having associated authentication data used for the authentication of the digital identity to authenticate the user;
• a storage device storing a data container having at least one credential associated with the digital identity account that is accessible by the authenticated user, the credential comprising:
• credential data based on the verification of the at least one qualification of the user configured for use in authorizing the user to engage in the transaction with the provider;
• and
• at least one pseudonymous identifier configured for use in verifying the qualification of the user for authorizing the user to engage in the transaction with the provider and for being stored in a pseudonymized record of the transaction between the user and the provider;
• and
• a custodial escrow memory associated with the digital identity account maintained by the identity provider configured to store identifying information for the user segregated from the pseudonymized transaction record;
• and
• a due process rules engine comprising a processor and software configured to:
• automatically process information in an access request associated with a third party for identifying information about the user correlated to the pseudonymized transaction record using a set of due process rules;
• determine whether the third party is authorized to receive the identifying information stored in the custodial escrow memory based on the processed information;
• correlate the identifying information for the user with the transaction using the pseudonymous identifier to create a combined record of the transaction;
• and
• perform an action associated with the combined record based on the determination under the due process rules.