Systems and methods to remotely monitor machine usage

A system configured to monitor utilization of a machine, comprising:

• a risk relationship data store containing electronic records that represent, for each of a plurality of risk relationships with an enterprise:
• a risk relationship identifier, at least one attribute value, and a resource amount;
• a device located proximate to the machine, including:
• a plurality of hardware sensors, each sensor configured to monitor at least one parameter, the plurality of sensors selected from acceleration, speed, mileage, run-time and location sensors, each sensor generating a sensor signal encapsulating the monitored parameter and transmitting the generated sensor signal,
• a control unit including a control unit memory that receives and stores the transmitted sensor signals and selectively combines the sensor signals, and
• a control unit transmitter coupled to the control unit that transmits the combined signal;
• a transceiver remote from the machine that receives the transmitted combined signal, and stores the combined signal in a memory unit, and a processor that processes the combined signal to capture the signal from each of the plurality of sensors, the transceiver including a back-end application computer server to:
• (i) calculate a machine operation score based on the sensor signals,
• (ii) determine a machine characteristics score,
• (iii) determine an amount of utilization associated with the machine,
• (iv) identify a risk relationship identifier associated with the machine, and
• (v) automatically and dynamically generate an updated resource amount different from the initial resource amount, the updated resource amount associated with the risk relationship identifier based on the machine operation score, the machine characteristics score, and the amount of utilization associated with the machine;
• (vi) automatically and dynamically generate feedback based on the machine operation score, the machine characteristics score, and the amount of utilization associated with the machine, and
• (vii) automatically and dynamically cause a physical alteration of operation of the machine in response to the feedback, wherein the physical alteration physically changes a state of operation of the machine from a first state to a second state and the first state is different from the second state
• and
• an operator interface for providing an indication of the updated resource amount via a distributed communication network.