System and methods for determining rental eligibility based on contextual telematics data

A computing system comprising:

• a processor;
• and
• a computer-readable media storing instructions which, when executed by the processor, cause the processor to:
• receive telematics data indicative of operation of a first vehicle by a driver during a first period of time;
• identify, based on the telematics data, one or more driving behaviors of the driver;
• access, a profile of an owner of a second vehicle, wherein the profile includes a criteria of the owner, the criteria:
• characterizing drivers allowed to drive the second vehicle during a second period of time,
• remaining unchanged for one or more destinations selected by the drivers during the second period of time, and
• indicating a first state of an environment;
• identify, a subset of the one or more driving behaviors associated with the first state of the environment;
• determine one or more renter eligibility values for the driver based on the subset of the one or more driving behaviors;
• determine that the one or more renter eligibility values satisfies the criteria;
• and
• cause an indication of the second vehicle to be displayed on an electronic device of the driver based on the one or more renter eligibility values satisfying the criteria.

A non-transitory computer-readable medium storing instructions which, when executed by one or more processors, cause the processor to:

• receive telematics data indicative of operation of a first vehicle by a driver during a first period of time;
• identify, based on the telematics data, one or more driving behaviors of the driver;
• access, a profile of an owner of a second vehicle, wherein the profile includes a criteria of the owner, the criteria:
• characterizing drivers allowed to drive the second vehicle during a second period of time,
• remaining unchanged for one or more destinations selected by the drivers during the second period of time, and
• indicating a first state of an environment;
• identify, a subset of the one or more driving behaviors associated with the first state of the environment;
• determine one or more renter eligibility values for the driver based on the subset of the one or more driving behaviors;
• determine that the one or more renter eligibility values satisfies the criteria;
• and
• cause an indication of the second vehicle to be displayed on an electronic device of the driver based on the one or more renter eligibility values satisfying the criteria.