# US 2024/0177243 A1 · Intelligent platform for audit response using a metaverse-driven approach for regulator reporting requirements > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 2024/0177243 A1 - Document ID: US20240177243A1 - Status: Published application - Kind: A1 - Application number: 18/058,832 - Filed: 2022-11-25 - Published: 2024-05-30 - Earliest claimed: 2022-11-25 - Assignees: Bank of America Corporation - Applicants: Bank of America Corporation - Inventors: Durga Prasad Kutthumolu; Susheel Chiluka; Saravana Kumar PD; Yegappan Alagappan; Ravikanth Tadepally; Navin Singh - Web page: https://patentgrep.com/patent/US20240177243A1 ## CPC - G06Q 40/12: Accounting - G06F 3/011: {Arrangements for interaction with the human body, e.g. for user immersion in virtual reality (blind teaching G09B21/00)} - G06T 13/40: of characters, e.g. humans, animals or virtual beings - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - G06F: ELECTRIC DIGITAL DATA PROCESSING (computer systems based on specific computational models G06N) - G06T: IMAGE DATA PROCESSING OR GENERATION, IN GENERAL ## Abstract Aspects of the disclosure describe methods and systems involving separate, parent (e.g., public) and child (e.g., private) metaverses with varying confidentiality and access privileges for auditor users, financial analyst users, regulatory users, and other virtual reality/metaverse users to interact in a fully immersive, real-time manner (e.g., using an immersive query modulation engine) to fulfill audit and regulatory reporting requirements, including extracting information from heterogeneous data stores, recordkeeping of audit responses for regulatory purposes, and maintaining access privileges of varying user profiles. ## Claims ### Claim 1 A method involving a collaborative metaverse application, the method comprising: receiving, in a parent virtual immersive computing environment, by a computing device and from a first user, an audit request for information, wherein the first user has access to the parent virtual immersive computing environment; receiving, in a child virtual immersive computing environment and by the computing device, messages from heterogeneous data stores; converting at least one of the received messages into three-dimensional visual content; and causing, via a virtual reality headset of a second user and within a virtual reality headset associated with the first user, output of the three-dimensional visual content in the parent virtual immersive computing environment, wherein the second user has access to the parent virtual immersive computing environment and the child virtual immersive computing environment. ### Claim 2 (depends on 1) The method of claim 1, wherein: the first user is represented by a first avatar and the second user is represented by a second avatar in the parent virtual immersive computing environment, and the first avatar and the second avatar are configured to communicate via three-dimensional messages in the parent virtual immersive computing environment. ### Claim 3 (depends on 1) The method of claim 1, wherein the converting comprises converting, using a contextual linguistic engine in an extended reality platform and based on a generative adversarial network (GAN) algorithm, the at least one of the received messages into the three-dimensional visual content. ### Claim 4 (depends on 1) The method of claim 1, wherein the first user is not allowed to access the child virtual immersive computing environment. ### Claim 5 (depends on 1) The method of claim 1, further comprising: extracting keywords from the messages; mapping the keywords to stored objects in a database; generating, using a contextual linguistic engine, based on the mapped keywords and a query generator transformer, a plurality of database queries, wherein each of the plurality of database queries is specific to a respective one of the heterogeneous data stores; and receiving, from each of the heterogeneous data stores, a response to a respective one of the plurality of database queries. ### Claim 6 (depends on 1) The method of claim 1, wherein the parent virtual immersive computing environment and the child virtual immersive computing environment are associated with the collaborative metaverse application. ### Claim 7 (depends on 1) The method of claim 1, further comprising: causing output of an interactive selection option associated with the three-dimensional visual content, wherein selection of the interactive selection option causes approval of the three-dimensional visual content. ### Claim 8 An apparatus, comprising: at least one processor; memory storing computer-readable instructions that, when executed by the at least one processor, cause the apparatus to: receive, in a parent virtual immersive computing environment and from a first user, an audit request for information, wherein the first user has access to the parent virtual immersive computing environment; receive, in a child virtual immersive computing environment, messages from heterogeneous data stores; convert at least one of the received messages into three-dimensional visual content; and cause, via a virtual reality headset of a second user and within a virtual reality headset associated with the first user, output of the three-dimensional visual content in the parent virtual immersive computing environment, wherein the second user has access to the parent virtual immersive computing environment and the child virtual immersive computing environment. ### Claim 9 (depends on 8) The apparatus of claim 8, wherein: the first user is represented by a first avatar and the second user is represented by a second avatar in the parent virtual immersive computing environment, and the first avatar and the second avatar are configured to communicate via three-dimensional messages in the parent virtual immersive computing environment. ### Claim 10 (depends on 8) The apparatus of claim 8, wherein the instructions, when executed by the at least one processor, cause the apparatus to convert by converting, by a contextual linguistic engine in an extended reality platform and based on a generative adversarial network (GAN) algorithm, the at least one of the received messages into the three-dimensional visual content. ### Claim 11 (depends on 8) The apparatus of claim 8, wherein the first user is not allowed to access the child virtual immersive computing environment. ### Claim 12 (depends on 8) The apparatus of claim 8, wherein the instructions, when executed by the at least one processor, cause the apparatus to: extract keywords from the messages; map the keywords to stored objects in a database; generate, using a contextual linguistic engine, based on the mapped keywords and a query generator transformer, a plurality of database queries, wherein each of the plurality of database queries is specific to a respective one of the heterogeneous data stores; and receive, from each of the heterogeneous data stores, a response to a respective one of the plurality of database queries. ### Claim 13 (depends on 8) The apparatus of claim 8, wherein the parent virtual immersive computing environment and the child virtual immersive computing environment are associated with a collaborative metaverse application. ### Claim 14 (depends on 8) The apparatus of claim 8, wherein the instructions, when executed by the at least one processor, cause the apparatus to: cause output of an interactive selection option associated with the three-dimensional visual content, wherein selection of the interactive selection option causes approval of the three-dimensional visual content. ### Claim 15 One or more non-transitory computer-readable media storing instructions that, when executed, cause: receiving, in a parent virtual immersive computing environment and from a first user, an audit request for information, wherein the first user has access to the parent virtual immersive computing environment; receiving, in a child virtual immersive computing environment, messages from heterogeneous data stores; converting at least one of the received messages into three-dimensional visual content; and causing, via a virtual reality headset of a second user and within a virtual reality headset associated with the first user, output of the three-dimensional visual content in the parent virtual immersive computing environment, wherein the second user has access to the parent virtual immersive computing environment and the child virtual immersive computing environment. ### Claim 16 (depends on 15) The one or more non-transitory computer-readable media of claim 15, wherein: the first user is represented by a first avatar and the second user is represented by a second avatar in the parent virtual immersive computing environment, and the first avatar and the second avatar are configured to communicate via three-dimensional messages in the parent virtual immersive computing environment. ### Claim 17 (depends on 15) The one or more non-transitory computer-readable media of claim 15, wherein the instructions, when executed, cause the converting by causing converting, by a contextual linguistic engine in an extended reality platform and based on a generative adversarial network (GAN) algorithm, the at least one of the received messages into the three-dimensional visual content. ### Claim 18 (depends on 15) The one or more non-transitory computer-readable media of claim 15, wherein the first user is not allowed to access the child virtual immersive computing environment. ### Claim 19 (depends on 15) The one or more non-transitory computer-readable media of claim 15, wherein the instructions, when executed, further cause: extracting keywords from the messages; mapping the keywords to stored objects in a database; generating, using a contextual linguistic engine, based on the mapped keywords and a query generator transformer, a plurality of database queries, wherein each of the plurality of database queries is specific to a respective one of the heterogeneous data stores; and receiving, from each of the heterogeneous data stores, a response to a respective one of the plurality of database queries. ### Claim 20 (depends on 15) The one or more non-transitory computer-readable media of claim 15, wherein the parent virtual immersive computing environment and the child virtual immersive computing environment are associated with a collaborative metaverse application.